Cherokee County property record for 128 River Top Vw, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,920 sqft · built 2007 |
| Lot Size | 2.17 acres (94,525 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,035 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 446900051057000 |
| Primary APN | 446900051057000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,920 sqft Heated Area |
| Gross Area | 5,808 sqft |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 1,920 sqft |
| Unfinished Basement | 1,920 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 94,525 sqft (2.17 acres) |
| Lot Dimensions | 372 ft deep x 448 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 540 sqft |
| Deck Area | 852 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1298 |
|---|---|
| Street Address | 128 RIVER TOP VW |
| City | MURPHY |
| State | NC |
| Zip | 28906-7802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 14 & 15 & WELL LOT 2 RIVER TOP VIEW 1175/61 |
| Legal Subdivision | RIVERTOP VIEW SUBDIVISION |
| Legal Lot Number | 14-2 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | NOTLA |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 930605 |
Source: Cherokee County records, as of October 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 128 RIVER TOP VW, MURPHY, NC 28906-7802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 15, 2005 |
| Transfer Doc | 1175/0061 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 128 RIVER TOP VW, MURPHY, NC 28906-7802 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 1673/215 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 1673/215 |
| Instrument | 1189 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2041 |
Source: Cherokee County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,035.00 | $278,620 (-) | $278,620 (-) Land $30,000 Building $248,620 |
| 2023 | $278,620 | $278,620 Land $30,000 Building $248,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Peachtree Broadband Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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