Branch County property record for 185 Jay St, Coldwater, MI 49036
| Property Type | Commercial |
|---|---|
| Details | 2,305 sqft |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $55,000 (Oct 2025) |
| Tax Bill | $695 (2025) |
| Deeds & Mortgages | Oct 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-184-00 |
| Primary APN | 304-000-000-184-00 |
|---|
| Building Area | 2,305 sqft Building Perimeter |
|---|
| Lot Area | 14,810 sqft (0.34 acres) |
|---|
| Street Address | 185 JAY ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1821 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | COM AT PT ON E LI OF JAY ST 623.75 FT N OF N LI OF RACE ST TH E 150 FT AT RGT ANG TH N PAR WI JAY ST 100 FT TH W AT RGT ANG |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 951600 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 603 E HIGH ST, BRYAN, OH 43506-1822 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2025 · Amount on Record |
| Deed Sale | Oct 13, 2025 · Amount on Record |
| Deed Document Number | 20256115 |
| Prior Transfer Date | Jul 18, 2011 |
| Prior Transfer Doc | 201105852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Oct 13, 2025 |
| Property Address | 185 JAY ST, COLDWATER, MI 49036-1821 |
| Document Number | 0202506115 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025-06115 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Tax | $412.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 182 LYNWOOD LN, BATTLE CREEK, MI 49015-7912 |
| Name | Verified Name |
|---|---|
| Address | 603 E HIGH ST, BRYAN, OH 43506-1822 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,100 (+23.61%) | $82,200 (+23.61%) | |
| 2025 | $695.00 (+3.58%) | $33,250 | $66,500 |
| 2024 | $671.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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