90 Jay St, Coldwater, MI 49036 Property Records

Branch County property record for 90 Jay St, Coldwater, MI 49036

Property Summary

Property TypeCommercial
Details4,120 sqft · built 1965
Lot Size2.2 acres (95,832 sqft)
OwnerCompany Name on Record
Last Sale$100 (Jun 2003)
Tax Bill$2,291 (2025)
Deeds & MortgagesJan 2023 Transfer
Jan 2023 Sale
Flood ZoneZone X (minimal risk)
APN304-000-000-609-00

Property Details

APN / Parcel Number

Primary APN304-000-000-609-00

Interior

Building Area4,120 sqft Building Perimeter

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area95,832 sqft (2.2 acres)

Location & Zoning

Street Address90 JAY ST
CityCOLDWATER
StateMI
Zip49036-1848
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOM AT PT ON W LI JAY ST S 413.4 FT TH N 84DEG 35MIN W 33.15 FT FR NE COR W 1/2 OF NW 1/4 SEC 21 TH N 84DEG 35MIN W 367.7 FT
Legal Range06W
Legal Township06S
Legal Section21
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1015
Census Tract951600

Owner

Source: Branch County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address208 W PEARL ST, COLDWATER, MI 49036-1829
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2023Intrafamily Transfer, Transfer
Jan 30, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2003 · Amount on Record
Deed SaleJun 27, 2003 · Amount on Record
Deed Book / Page971 / 225
Record UpdatedOct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRANCH MI
Recording DateJan 30, 2023
Property Address90 JAY ST, COLDWATER, MI 49036-1848
Document Number0202300469
Instrument DateJan 26, 2023
Instrument2023-00469
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 W PEARL ST, COLDWATER, MI 49036-1829

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRANCH MI
Recording DateJan 30, 2023
Property Address90 JAY ST, COLDWATER, MI 49036-1848
Document Number0202300467
Instrument DateJan 26, 2023
Instrument2023-00467
Transaction TypeTransfer
Record UpdatedFeb 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address182 S MATTESON LAKE RD, BRONSON, MI 49028-9367

Transferred To (Grantee/Buyer)

NameVerified Name
Address208 W PEARL ST, COLDWATER, MI 49036-1829

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
MunicipalityColdwater City
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$140,950 (+30.03%)$281,900 (+30.03%)
2025$2,291.00 (+3.48%)$108,400$216,800
2024$2,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER
serves 13,822 people · EPA ID MI0001500
Water SourceGroundwater
Last State InspectionOct 2021
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Coldwater Board of Public Utilities
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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