Branch County property record for 197 Jay St, Coldwater, MI 49036
| Property Type | Industrial Vacant Land |
|---|---|
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Feb 2023) |
| Tax Bill | $1,173 (2025) |
| Deeds & Mortgages | Feb 2023 Sale Feb 2007 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 304-000-000-182-00 |
| Primary APN | 304-000-000-182-00 |
|---|
| Lot Area | 74,052 sqft (1.7 acres) |
|---|
| Street Address | 197 JAY ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-1821 |
| Property Category | Industrial |
| Property Type | Industrial > Vacant Land |
| Legal Description | LOT BEG 13 RD N OF N LI OF RACE ST THEN N 227.75 FT TH E 330 FT TH S 227.75 FT TH W TO BEG |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 951600 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6800 RISNER DR, PLAINWELL, MI 49080-8504 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2023 | Warranty Deed, Transfer BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Feb 8, 2007 | Warranty Deed, Transfer · ARM CENTURY MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2023 · Amount on Record |
| Deed Sale | Feb 28, 2023 · Amount on Record |
| Prior Sale | Feb 8, 2007 · Amount on Record |
| Deed Document Number | 2023941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Feb 28, 2023 |
| Property Address | 197 JAY ST, COLDWATER, MI 49036-1821 |
| Document Number | 0202300941 |
| Instrument Date | Feb 20, 2023 |
| Instrument | 2023-00941 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | BRANCH COUNTY ABSTRACT AND TITLE INC, BRANCH CNTY ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Tax | $675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 33 S MAIN ST, QUINCY, MI 49082-1148 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6800 RISNER DR, PLAINWELL, MI 49080-8504 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Feb 8, 2007 |
| Property Address | 197 JAY ST, COLDWATER, MI 49036-1821 |
| Document Number | 0200701129 |
| Instrument Date | Feb 7, 2007 |
| Instrument | 2007-01129 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $94.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 W UNION CITY RD, UNION CITY, MI 49094-8715 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 422, COLDWATER, MI 49036-0422 |
| Document Number | 0200701130 |
|---|---|
| Date | Feb 8, 2007 |
| Instrument | 2007-01130 |
| Name | CENTURY MORTGAGE SERVICES INC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 6% |
| Max Rate At Change | 10% |
| Index | 1-Year T-Bill |
| Max Rate | 13% |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,800 (+19.73%) | $71,600 (+19.73%) | |
| 2025 | $1,173.00 (+3.53%) | $29,900 | $59,800 |
| 2024 | $1,133.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER serves 13,822 people · EPA ID MI0001500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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