Hampden County and Springfield City property record for 185 Hancock St, Springfield, MA 01109
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 1,824 sqft · built 1905 |
| Lot Size | 0.125 acres (5,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $245,000 (Jul 2021) |
| Tax Bill | $4,486 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:06250 P:0190 |
| Primary APN | SPRI S:06250 P:0190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,462 sqft (0.125 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 62500190 |
|---|---|
| Street Address | 185 HANCOCK ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-4311 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 801800 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 185 HANCOCK ST, SPRINGFIELD, MA 01109-4311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 29, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Jul 30, 2021 | Quit Claim Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2021 · Amount on Record |
| Deed Sale | Jul 30, 2021 · Amount on Record |
| Prior Sale | Oct 29, 2004 · Amount on Record |
| Deed Document Number | 202153468 |
| Deed Book / Page | 24033 / 242 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 185 HANCOCK ST, SPRINGFIELD, MA 01109-4311 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 025315-463 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 25315/463 |
| Instrument | 5630 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 185 HANCOCK ST, SPRINGFIELD, MA 01109-4311 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 024525-205 |
|---|---|
| Date | Apr 29, 2022 |
| Book Page | 24525/205 |
| Instrument | 26340 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jul 30, 2021 |
| Property Address | 185 HANCOCK ST, SPRINGFIELD, MA 01109-4311 |
| Document Number | 024033-242 |
| Book / Page | 24033 / 242 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 53468 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 26 GERARD WAY APT H, H, HOLYOKE, MA 01040-6831 |
| Document Number | 0000053469 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 53469 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,486.00 (+25.66%) | $290,200 (+27.45%) Land $38,900 Building $251,300 | $309,736 |
| 2025 | $3,570.00 (+12.16%) | $227,700 (+21.96%) Land $25,000 Building $202,700 | |
| 2023 | $3,183.00 | $186,700 Land $22,200 Building $164,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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