176 Hancock St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 176 Hancock St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,144 sqft · built 1987
Lot Size0.159 acres (6,913 sqft)
OwnerIndividual Name on File
Last Sale$24,850 (Dec 2013)
Tax Bill$2,718 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APNSPRI S:06250 P:0033

Property Details

APN / Parcel Number

Primary APNSPRI S:06250 P:0033
Alternative APN
  • 62500033

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,913 sqft (0.159 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number62500033
Street Address176 HANCOCK ST
CitySPRINGFIELD
StateMA
Zip01109-4310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group4
Census Block4004
Census Tract801800

Owner

176 Hancock St is owned and occupied by an individual who bought it in December 2013.

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address176 HANCOCK ST, SPRINGFIELD, MA 01109-4310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2013 · Amount on File
Deed SaleDec 9, 2013 · Amount on File
Prior SaleOct 3, 1988 · Amount on File
Deed Book / Page20127 / 278
Transfer Doc20127-278
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Recording DateAug 10, 2026
Property Address176 HANCOCK ST, SPRINGFIELD, MA 01109-4310
Document Number0000037945
Book / Page26457 / 163
Instrument DateAug 3, 2026
Instrument202637945
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 HANCOCK ST, SPRINGFIELD, MA 01109-4310
InvestorPossibly a Property Investor

Mortgage

Document Number0000037945,
DateAug 10, 2026
Book Page26457/163
Instrument202637945
Lender
NameBANK OF AMERICA
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 176 Hancock St was $2,718, down 8.5% from the year before.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,718.00 (-8.52%)$175,800 (-7.23%) Land $24,800 Building $151,000$234,371 (+4.89%)
2025$2,971.00$189,500 Land $25,600 Building $163,900$223,440 (-2.57%)
2024$229,330
2023$2,293.00$134,500 Land $22,800 Building $111,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 176 Hancock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 176 Hancock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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