Hampden County and Springfield City property record for 194 Hancock St, Springfield, MA 01109
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,777 sqft · built 1910 |
| Lot Size | 0.072 acres (3,115 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Jul 2023) |
| Tax Bill | $2,917 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Sep 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:06250 P:0041 |
| Primary APN | SPRI S:06250 P:0041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,777 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,115 sqft (0.072 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 62500041 |
|---|---|
| Street Address | 194 HANCOCK ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01109-4312 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 801800 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 168 HAMILTON ST, SAUGUS, MA 01906-1564 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC |
| Sep 15, 2023 | Redemption Deed, Transfer |
| Jul 28, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BLUE WATER MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on File |
| Deed Sale | Jul 28, 2023 · Amount on File |
| Prior Sale | Jan 15, 2015 · Amount on File |
| Deed Document Number | 202335142 |
| Deed Book / Page | 25097 / 325 |
| Last Transfer Date | Aug 28, 2023 |
| Transfer Doc | 025154-470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Aug 19, 2026 |
| Property Address | 194 HANCOCK ST, SPRINGFIELD, MA 01109-4312 |
| Document Number | 0000039818 |
| Book / Page | 26471 / 207 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 202639818 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 194 HANCOCK ST, SPRINGFIELD, MA 01109-4312 |
| Document Number | 0000039818, |
|---|---|
| Date | Aug 19, 2026 |
| Book Page | 26471/207 |
| Instrument | 202639818 |
| Name | EMM LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Sep 15, 2023 |
| Property Address | 194 HANCOCK ST, SPRINGFIELD, MA 01109-4312 |
| Document Number | 025154-470 |
| Book / Page | 25154 / 470 |
| Instrument Date | Aug 28, 2023 |
| Instrument | 43505 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jul 28, 2023 |
| Property Address | 194 HANCOCK ST, SPRINGFIELD, MA 01109-4312 |
| Document Number | 025097-325 |
| Book / Page | 25097 / 325 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 35142 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 168 HAMILTON ST, SAUGUS, MA 01906-1564 |
| Document Number | 0000035143 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 35143 |
| Name | BLUE WATER MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,917.00 (+8.16%) | $188,700 (+9.71%) Land $36,900 Building $151,800 | $289,889 |
| 2025 | $2,697.00 (-6.29%) | $172,000 (+1.9%) Land $23,000 Building $149,000 | |
| 2023 | $2,878.00 | $168,800 Land $20,500 Building $148,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 599 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
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