Putnam County property record for 185 E Peniel Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 4,019 sqft · built 1962 |
| Lot Size | 5.75 acres (250,470 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,276 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-10-26-0000-0410-0040 |
| Primary APN | 21-10-26-0000-0410-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 4,019 sqft Living Area |
| Gross Area | 1,353 sqft |
| 1st Floor Area | 1,353 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Lot Area | 250,470 sqft (5.75 acres) |
| Garage Type | Carport |
| Garage Area | 324 sqft |
| Carport | Carport |
| Carport Area | 324 sqft |
| Porch | Enclosed Porch |
| Porch Area | 338 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 99118 |
|---|---|
| Street Address | 185 E PENIEL RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-7910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF NE1/4 OF SE1/4 OR1326 P872 (EX OR1326 P875 ROW) |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 21 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 950600 |
185 E Peniel Rd is owned and occupied by two individuals who acquired it in December 2023.
Source: Putnam County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 E PENIEL RD, PALATKA, FL 32177-7910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 8, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 1, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 6, 2023 |
| Transfer Doc | 0017351752 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Dec 8, 2023 |
| Property Address | 185 E PENIEL RD, PALATKA, FL 32177-7910 |
| Document Number | 0017351752 |
| Book / Page | 1735 / 1752 |
| Instrument Date | Dec 6, 2023 |
| Instrument | 202354027423 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 530 HORSEMAN CLUB RD, PALATKA, FL 32177-7710 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 185 E PENIEL RD, PALATKA, FL 32177-7910 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Mar 1, 2021 |
| Property Address | 185 E PENIEL RD, PALATKA, FL 32177-7910 |
| Document Number | 0016090864 |
| Book / Page | 1609 / 864 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 202154004474 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 530 HORSEMAN CLUB RD, PALATKA, FL 32177-7710 |
The 2025 property tax bill for 185 E Peniel Rd was $3,276.
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,276.00 | $215,800 | $221,878 Land $92,000 Building $129,878 |
| 2023 | $3,584.00 (+10.96%) | $207,848 (+9.82%) | $207,848 (+9.82%) Land $69,000 Building $138,848 |
| 2022 | $3,230.00 | $189,258 | $189,258 Land $69,000 Building $120,258 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 E Peniel Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 E Peniel Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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