Putnam County property record for 170 E Peniel Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,880 sqft · built 1988 |
| Lot Size | 4.82 acres (209,959 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $294,000 (Sep 2024) |
| Tax Bill | $3,615 (2025) |
| Deeds & Mortgages | Apr 2025 Transfer Sep 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-10-26-0000-019.0-000.0 |
| Primary APN | 21-10-26-0000-019.0-000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 1,880 sqft Living Area |
| 1st Floor Area | 1,444 sqft |
| Flooring | Steel Beam |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Lot Area | 209,959 sqft (4.82 acres) |
| Garage Area | 352 sqft |
| Porch | Porch |
| Porch Area | 484 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 80810 |
|---|---|
| Street Address | 170 E PENIEL RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-7911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SE 1/4 OF NE 1/4 OR 211 |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 21 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950600 |
170 E Peniel Rd is owned and occupied by two individuals who acquired it in April 2025.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 277, PALATKA, FL 32178-0277 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2025 | Intrafamily Transfer, Transfer |
| Sep 11, 2024 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Jul 31, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2024 · Amount on File |
| Deed Sale | Sep 11, 2024 · Amount on File |
| Prior Sale | Sep 11, 2024 · Amount on File |
| Deed Document Number | 0017751898 |
| Deed Book / Page | 1775 / 1898 |
| Last Transfer Date | Apr 23, 2025 |
| Transfer Doc | 0018071263 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Apr 23, 2025 |
| Property Address | 170 E PENIEL RD, PALATKA, FL 32177-7911 |
| Document Number | 0018071263 |
| Book / Page | 1807 / 1263 |
| Instrument Date | Apr 21, 2025 |
| Instrument | 202554010885 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 277, PALATKA, FL 32178-0277 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 277, PALATKA, FL 32178-0277 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Sep 11, 2024 |
| Property Address | 170 E PENIEL RD, PALATKA, FL 32177-7911 |
| Document Number | 0017751898 |
| Book / Page | 1775 / 1898 |
| Instrument Date | Aug 22, 2024 |
| Instrument | 202454024231 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | PALATKA ABSTRACT & TTL INS I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,058.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 819 PINE BLUFF TRL, TALLAHASSEE, FL 32312-9527 |
| Name | Verified Name |
|---|---|
| Address | 170 E PENIEL RD, PALATKA, FL 32177-7911 |
| Document Number | 202454024232 |
|---|---|
| Date | Sep 11, 2024 |
| Instrument | 202454024232 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Document Number | 0017751919 |
|---|---|
| Date | Sep 11, 2024 |
| Book Page | 1775/1919 |
| Instrument | 202454024233 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Jul 31, 2023 |
| Property Address | 170 E PENIEL RD, PALATKA, FL 32177-7911 |
| Document Number | 0017190667 |
| Book / Page | 1719 / 667 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 202354016796 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 170 E PENIEL RD, PALATKA, FL 32177-7911 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 277, PALATKA, FL 32178-0277 |
The 2025 property tax bill for 170 E Peniel Rd was $3,615 with a homeowner's exemption.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,615.00 Homeowner's exemption | $235,890 | $235,890 Land $77,120 Building $158,770 |
| 2023 | $688.00 (+3.77%) Senior Citizen's exemption | $91,970 (+2.9%) | $209,860 (+7.67%) Land $13,030 Building $196,830 |
| 2022 | $663.00 Senior Citizen's exemption | $89,380 | $194,910 Land $13,080 Building $181,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 170 E Peniel Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 170 E Peniel Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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