Putnam County property record for 156 E Peniel Rd, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 3,426 sqft · built 1992 |
| Lot Size | 2.03 acres (88,427 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $312 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-10-26-0000-019.0-003.0 |
| Primary APN | 21-10-26-0000-019.0-003.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 15 Plumbing Fixtures |
|---|---|
| Building Area | 3,426 sqft Living Area |
| 1st Floor Area | 3,014 sqft |
| Flooring | Steel Beam |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick |
| Lot Area | 88,427 sqft (2.03 acres) |
| Garage Area | 525 sqft |
| Porch | Porch |
| Porch Area | 1,468 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 80813 |
|---|---|
| Street Address | 156 E PENIEL RD |
| City | PALATKA |
| State | FL |
| Zip | 32177-7911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SE1/4 OF SE1/4 OF NE1/4 |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 21 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | PALATKA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 950600 |
The current owner of 156 E Peniel Rd acquired it in June 2002.
Source: Putnam County records, as of January 12, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 156 E PENIEL RD, PALATKA, FL 32177-7911 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 28, 2002 |
| Transfer Doc | 0008991549 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 156 E PENIEL RD, PALATKA, FL 32177-7911 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0014991328 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 1499/1328 |
| Instrument | 201854003978 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | EAST PALATKA, FL 32131 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 95 Months |
| Due | Feb 15, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 156 E Peniel Rd was $312 with a senior citizen's exemption.
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $312.00 Senior Citizen's exemption | $149,310 | $397,640 Land $34,080 Building $363,560 |
| 2023 | $1,897.00 Homeowner's exemption | $140,890 | $398,520 Land $25,560 Building $372,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 156 E Peniel Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2004–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 156 E Peniel Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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