18497 Paseo Pantera, Ramona, CA 92065 Property Records

San Diego County property record for 18497 Paseo Pantera, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,631 sqft · built 2009
Lot Size	6.63 acres (288,803 sqft)
Owner	Company Name on Record
Last Sale	$1,310,000 (Jan 2020)
Tax Bill	$15,380 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`281-490-81-00`

Property Details

APN / Parcel Number

Primary APN	`281-490-81-00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	5,631 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	288,803 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	18497 PASEO PANTERA
City	RAMONA
State	CA
Zip	92065-6008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	REMAINDER PAR TR PM18993
Legal Subdivision	PARCEL MAP NO 18993
Legal Tract	1018993
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1008
Census Tract	20807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	18497 PASEO PANTERA, RAMONA, CA 92065-6008
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 17, 2020	Quit Claim Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO
Jan 17, 2020	Grant Deed, Transfer CALIFORNIA TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on Record
Deed Sale	Jan 17, 2020 · Amount on Record
Prior Sale	Oct 9, 2013
Deed Document Number	202027324
Last Transfer Date	Feb 13, 2020
Transfer Doc	0000119656
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18497 PASEO PANTERA, RAMONA, CA 92065-6008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18497 PASEO PANTERA, RAMONA, CA 92065-6008

Mortgage

Document Number	0000806110
Date	Dec 15, 2020
Instrument	2020-0806110

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2020
Property Address	18497 PASEO PANTERA, RAMONA, CA 92065-6008
Document Number	0000119656
Instrument Date	Feb 13, 2020
Instrument	119656
Transaction Type	Transfer
Record Updated	Mar 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18497 PASEO PANTERA RAMONA CA 920656008, RAMONA, CA 92065-6008

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2020
Property Address	18497 PASEO PANTERA, RAMONA, CA 92065-6008
Document Number	0000027325
Instrument Date	Dec 18, 2019
Instrument	27325
Transaction Type	Transfer
Record Updated	Jan 31, 2020
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	18497 PASEO PANTERA RAMONA CA 920656008, RAMONA, CA 92065-6008

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 17, 2020
Property Address	18497 PASEO PANTERA, RAMONA, CA 92065-6008
Document Number	0000027324
Instrument Date	Dec 9, 2019
Instrument	2020-0027324
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18497 PASEO PANTERA, RAMONA, CA 92065-6008

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,499,528 (+2%) Land $541,024 Building $958,504
2025	$15,380.00 (+4%) Homeowner's exemption	$1,470,126 (+4.04%) Land $530,416 Building $939,710
2023	$14,789.00 (+4.18%) Homeowner's exemption	$1,413,041 Land $509,820 Building $903,221
2022	$14,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.6% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Cox Communications, T-Mobile, Verizon.

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