18493 Paseo Pantera, Ramona, CA 92065 Property Records

San Diego County property record for 18493 Paseo Pantera, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,875 sqft · built 2001
Lot Size	5.11 acres (222,592 sqft)
Owner	2 Individual Names on Record
Last Sale	$760,000 (Nov 2017)
Tax Bill	$9,250 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`281-490-80-00`

Property Details

APN / Parcel Number

Primary APN	`281-490-80-00`
Alternative APN	`2814905800`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,875 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	222,592 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	18493 PASEO PANTERA
City	RAMONA
State	CA
Zip	92065-6008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 2 TR PM18993
Legal Subdivision	PARCEL MAP NO 18993
Legal Tract	1018993
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1008
Census Tract	20807

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18493 PASEO PANTERA, RAMONA, CA 92065-6008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2019	Deed of Trust, Mortgage · FHA Mortgage ORION LNDG
Nov 17, 2017	Grant Deed, Transfer · FHA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Prior Sale	Oct 29, 2013 · Amount on Record
Deed Document Number	2017538760
Prior Transfer Date	Mar 18, 2009
Prior Transfer Doc	0000148337
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18493 PASEO PANTERA, RAMONA, CA 92065-6008
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18493 PASEO PANTERA, RAMONA, CA 92065-6008

Mortgage

Document Number	0000242175
Date	Mar 29, 2021
Instrument	2021-0242175

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Apr 1, 2029

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18493 PASEO PANTERA, RAMONA, CA 92065-6008
Document Number	0000596008
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 2, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18493 PASEO PANTERA RAMONA CA 920656008, RAMONA, CA 92065-6008

Mortgage

Document Number	0000596008
Date	Dec 19, 2019
Instrument	596008

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 18, 2029

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2017
Property Address	18493 PASEO PANTERA, RAMONA, CA 92065-6008
Document Number	0000538760
Instrument Date	Oct 20, 2017
Instrument	538760
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18493 PASEO PANTERA RAMONA CA 920656008, RAMONA, CA 92065-6008

Mortgage

Document Number	538761
Date	Nov 17, 2017
Instrument	538761

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$904,091 (+2%) Land $319,160 Building $584,931
2025	$9,250.00 (+4.01%) Homeowner's exemption	$886,364 (+4.04%) Land $312,902 Building $573,462
2023	$8,893.00 (+1.53%) Homeowner's exemption	$851,947 Land $300,752 Building $551,195
2022	$8,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.9% of the US · above 88% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Cox Communications, T-Mobile, Verizon.

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