Home California San Diego County Ramona Paseo Pantera
18494 Paseo Pantera, Ramona, CA 92065 Property Records
San Diego County property record for 18494 Paseo Pantera, Ramona, CA 92065
Property Summary
Property Type Single Family Home Details 4 bd · 3.5 ba · 3,102 sqft · built 2005 Lot Size 10.8 acres (472,190 sqft) Owner 2 Company Names on File Last Sale $1,146,000 (Mar 2025) Tax Bill $7,130 (2025) Deeds & Mortgages Aug 2026 Reverse Mortgage Aug 2026 Reverse Mortgage + 5 more Flood Zone Zone X (minimal risk)APN 281-490-55-00
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Property Details APN / Parcel Number
Primary APN 281-490-55-00 Alternative APN
Interior
Bedrooms 4 Beds Full Baths 3.5 Baths Half Baths 1 Half Bath Building Area 3,102 sqft Living Area
Exterior
Year Built Built 2005 Effective Year Built Effective 2005 Lot Area 472,190 sqft Parking Spaces 4 Parking Spaces
Location & Zoning Old Parcel Number 2814905100 Street Address 18494 PASEO PANTERA City RAMONA State CA Zip 92065-6008 Property Category Residential Property Type Residential > Single Family > Home Local Zoning Code A70 Legal Description PAR 1 TR PM09846 Legal Subdivision PARCEL MAPS Legal Tract 9846 Legal Block 1 Jurisdiction SAN DIEGO CA Township / Civil Division RAMONA Census Block Group 1 Census Block 1008 Census Tract 20807
Owner
18494 Paseo Pantera is owned by a company that bought it in March 2025.
Source: San Diego County records, as of August 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial .
Owner of Record 2 Company Names on File Mailing Address 1959 CREST DR, ENCINITAS, CA 92024-5217 Owner Type Company Vesting Life Tenant
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Deeds, Mortgages & Sale History
Date Document Aug 18, 2026 Deed of Trust, Mortgage · Reverse Mortgage GUARANTEED RATE AFFINITY LLC Aug 18, 2026 Deed of Trust, Mortgage · Reverse Mortgage FEDERAL HOUSING COMMISSIONER Mar 30, 2021 Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE Mar 16, 2026 Intrafamily Transfer, Transfer Mar 26, 2025 Grant Deed, Transfer · Commercial Mortgage SECURED INCOME FUND II LLC Feb 10, 2023 Intrafamily Transfer, Transfer Aug 18, 2021 Intrafamily Transfer, Transfer
Assessor's Deed Record
Deed Names 2 Names on Deed Last Sale Mar 26, 2025 · Amount on File Deed Sale Mar 26, 2025 · Amount on File Prior Sale Jun 1, 2012 · Amount on File Deed Document Number 202576482 Prior Transfer Date Oct 1, 1993 Prior Transfer Doc 0000299626 Record Updated Oct 29, 2026
August 2026: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction SAN DIEGO CA Recording Date Aug 18, 2026 Property Address 18494 PASEO PANTERA, RAMONA, CA 92065-6008 Document Number 0000241393 Instrument Date Aug 7, 2026 Instrument 2026241393 Transaction Type Mortgage Record Updated Sep 9, 2026 Title Company NONE LISTED ON DOCUMENT
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Revocable Living Trust, 189 Address 18494 PASEO PANTERA, RAMONA, CA 92065-6008
Mortgage
Document Number 0000241393, Date Aug 18, 2026 Instrument 2026241393
Lender
Name GUARANTEED RATE AFFINITY LLC
Agreement
Type Reverse Mortgage Amount Amount on Record Term 999 Months
Interest
August 2026: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction SAN DIEGO CA Recording Date Aug 18, 2026 Property Address 18494 PASEO PANTERA, RAMONA, CA 92065-6008 Document Number 0000241394 Instrument Date Aug 7, 2026 Instrument 2026241394 Transaction Type Mortgage Record Updated Sep 9, 2026 Title Company NONE LISTED ON DOCUMENT
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Revocable Living Trust, 189 Address 18494 PASEO PANTERA, RAMONA, CA 92065-6008
Mortgage
Document Number 0000241394, Date Aug 18, 2026 Instrument 2026241394
Lender
Name FEDERAL HOUSING COMMISSIONER
Agreement
Type Reverse Mortgage Amount Amount on Record Term 999 Months
Interest
March 2021: Deed of Trust, Mortgage Document Type Deed of Trust Jurisdiction SAN DIEGO CA Property Address 18494 PASEO PANTERA, RAMONA, CA 92065-6008 Transaction Type Mortgage Record Updated Jun 9, 2026 Title Company STEWART TITLE, STEWART TITLE OF CA INC
Transferred To (Grantee/Buyer)
Name Verified Name Address 18494 PASEO PANTERA, RAMONA, CA 92065-6008
Mortgage
Document Number 0000246869 Date Mar 30, 2021 Instrument 2021-0246869
Lender
Name UNITED WHOLESALE MORTGAGE Type Mortgage Company Address PONTIAC, MI 48341
Agreement
Type Conventional Mortgage Amount Amount on Record Term 361 Months Due Apr 1, 2051
March 2026: Intrafamily Transfer, Transfer Document Type Intrafamily Transfer Jurisdiction SAN DIEGO CA Recording Date Mar 16, 2026 Property Address 18494 PASEO PANTERA, RAMONA, CA 92065-6008 Document Number 0000070327 Map Reference PG 9846 Instrument Date Mar 13, 2026 Instrument 2026-0070327 Transaction Type Transfer Record Updated Mar 24, 2026
Transaction
Tax $0.00 Amount Accuracy Transfer Tax Exempt Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Relationship Revocable Living Trust Address 1959 CREST DR, ENCINITAS, CA 92024-5217 Mail Care Of ELIZABETH GILPIN
March 2025: Grant Deed, Transfer Document Type Grant Deed Jurisdiction SAN DIEGO CA Recording Date Mar 26, 2025 Property Address 18494 PASEO PANTERA, RAMONA, CA 92065-6008 Document Number 0000076482 Map Reference PG 9846 Instrument Date Feb 21, 2025 Instrument 2025-0076482 Transaction Type Transfer Record Updated Sep 23, 2025 Title Company EQUITY TITLE COMPANY
Transaction
Amount Amount on Record Downpayment Downpayment on Record Loan-to-Value (LTV) LTV on Record Tax $0.00 Amount Accuracy Rounded by County Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 18494 PASEO PANTERA, RAMONA, CA 92065-6008
Mortgage
Document Number 0000076483 Date Mar 26, 2025 Instrument 2025-0076483
Lender
Name SECURED INCOME FUND II LLC Type Funding / Finance Company
Agreement
Type Commercial Mortgage Amount Amount on Record
February 2023: Intrafamily Transfer, Transfer Document Type Intrafamily Transfer Jurisdiction SAN DIEGO CA Recording Date Feb 10, 2023 Property Address 18494 PASEO PANTERA, RAMONA, CA 92065-6008 Document Number 0000035470 Map Reference PG 9846 Instrument Date Feb 7, 2023 Instrument 2023-0035470 Transaction Type Transfer Record Updated Jun 7, 2023
Transaction
Tax $0.00 Amount Accuracy Transfer Tax Exempt Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 18494 PASEO PANTERA, RAMONA, CA 92065-6008
August 2021: Intrafamily Transfer, Transfer Document Type Intrafamily Transfer Jurisdiction SAN DIEGO CA Recording Date Aug 18, 2021 Property Address 18494 PASEO PANTERA, RAMONA, CA 92065-6008 Document Number 0000589287 Map Reference PG 9846 Instrument Date Aug 6, 2021 Instrument 2021-0589287 Transaction Type Transfer Record Updated Jun 7, 2023
Transaction
Tax $0.00 Amount Accuracy Transfer Tax Exempt Additional
Transferred From (Grantor/Seller)
Transferred To (Grantee/Buyer)
Name Verified Name Address 18494 PASEO PANTERA, RAMONA, CA 92065-6008
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Tax Assessment & Valuation
The 2025 property tax bill for 18494 Paseo Pantera was $7,130, up 2.1% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type Name State California County San Diego County Unified School District Ramona City Unified School District (KG - 12)
Tax Bill & Assessment History
Year Tax Bill Assessed Value 2026 $1,168,716 (+70.73%) Land $612,000 Building $556,716 2025 $7,130.00 (+2.11%) $684,537 Land $275,004 Building $409,533 2024 $6,983.00 (+1.9%) 2023 $6,853.00 (+1.54%) Homeowner's exemption $657,957 Land $264,326 Building $393,631 2022 $6,749.00
Assessed value is set for property tax purposes and is not a market price estimate.
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Tax and assessment analysis, valuation & comps, ownership context, and lien insights — all in one PDF. See a sample report →
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Flood
FEMA maps place 18494 Paseo Pantera in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone Zone Xminimal risk Flood Insurance Requirement Not requiredlenders may require it Flood Insurance Cost Premium on File median of 11 policies Community Rating System Class 6 (20% premium discount) Nearby Flood Policies 11 in force Nearby Flood Claims 1 (1993) Most Recent Claim Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 18494 Paseo Pantera is extreme, ranking above 97.9% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk Extremeabove 97.9% of the US · above 88% of California Wildfire Likelihood 2% annual chance Exposure Directburnable vegetation
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Internet Providers
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
Provider Max Down / Up (Mbps) San Diego BroadbandFixed Wireless 500 / 100
May also be available: Cox Communications, T-Mobile, Verizon.
Nearby Properties on Paseo Pantera
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