1849 SE Madison St, Stuart, FL 34997 Property Records

Martin County property record for 1849 SE Madison St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,296 sqft · built 1973
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$74,500 (Sep 1995)
Tax Bill	$984 (2025)
Deeds & Mortgages	Oct 2022 Transfer Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-006-007-0028.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-006-007-0028.0-5-0000`
Alternative APNs	`52-38-41-006-007-00280-5` `42152`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,476 sqft
1st Floor Area	1,296 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Concrete/Masonry Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42152
Street Address	1849 SE MADISON ST
City	STUART
State	FL
Zip	34997-5823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	CORAL GARDENS PLAT 2 LOT 28 & W1/2 OF LOT 29 BLK 7
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	7
Legal Lot Number	28,29
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3023
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1849 SE MADISON ST, STUART, FL 34997-5823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Correction Deed
Aug 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 29, 2022	Intrafamily Transfer, Transfer
Jun 8, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 1995 · Amount on Record
Deed Sale	Sep 7, 1995 · Amount on Record
Prior Sale	Dec 12, 1994
Deed Book / Page	1139 / 55
Last Transfer Date	Oct 8, 2022
Transfer Doc	0033432856
Record Updated	Oct 29, 2026

October 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 31, 2022
Property Address	1849 SE MADISON ST, STUART, FL 34997-5823
Document Number	0033432856
Book / Page	3343 / 2856
Map Reference	MB 3 PG 129
Instrument Date	Oct 8, 2022
Instrument	2987494
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1849 SE MADISON ST, 1849, STUART, FL 34997-5823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1849 SE MADISON ST, STUART, FL 34997-5823

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1849 SE MADISON ST, STUART, FL 34997-5823
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1849 SE MADISON ST, STUART, FL 34997-5823

Mortgage

Document Number	0033300954
Date	Aug 12, 2022
Book Page	3330/954
Instrument	2975492

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Aug 29, 2022
Property Address	1849 SE MADISON ST, STUART, FL 34997-5823
Document Number	0033330121
Book / Page	3333 / 121
Map Reference	MB 3 PG 129
Instrument Date	Aug 27, 2022
Instrument	2977852
Transaction Type	Transfer
Record Updated	Sep 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1849 SE MADISON ST, 1849, STUART, FL 34997-5823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1849 SE MADISON ST, STUART, FL 34997-5823

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARTIN FL
Property Address	1849 SE MADISON ST, STUART, FL 34997-5823
Document Number	0030091622
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1849 SE MADISON ST STUART FL 349975823, STUART, FL 34997-5823

Mortgage

Document Number	0030091622
Date	Aug 9, 2018
Book Page	003009/001622
Instrument	2709832

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$984.00 (+0.1%) Homeowner's exemption	$74,147 (+5.98%)	$271,530 (+7.12%) Land $135,000 Building $136,530
2024	$983.00 (+2.72%)
2023	$957.00 (+3.01%) Additional exemption filed	$69,960 (+3%)	$253,480 (+16.17%) Land $130,000 Building $123,480
2022	$929.00 Homeowner's exemption	$67,923	$218,190 Land $115,000 Building $103,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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