1820 SE Madison St, Stuart, FL 34997 Property Records

Martin County property record for 1820 SE Madison St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,735 sqft · built 1975
Lot Size	0.174 acres (7,579 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Mar 2022)
Tax Bill	$5,114 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-006-011-0007.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-006-011-0007.0-1-0000`
Alternative APNs	`52-38-41-006-011-00070-1` `42234`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,735 sqft Living Area
Gross Area	2,259 sqft
1st Floor Area	1,735 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,579 sqft (0.174 acres)
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42234
Street Address	1820 SE MADISON ST
City	STUART
State	FL
Zip	34997-5822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	CORAL GARDENS # 2 LOT 7 BLK 11
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	11
Legal Lot Number	7
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3023
Census Tract	1106

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8029 SE COLONY DR, STUART, FL 34997-7347
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Correction Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Mar 17, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Aug 30, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2022 · Amount on Record
Deed Sale	Mar 17, 2022 · Amount on Record
Prior Sale	Jun 5, 1990 · Amount on Record
Deed Document Number	20222949028
Deed Book / Page	3300 / 1722
Last Transfer Date	Sep 3, 2025
Transfer Doc	0035190181
Record Updated	Oct 29, 2026

July 2026: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 17, 2026
Property Address	1820 SE MADISON ST, STUART, FL 34997-5822
Document Number	0003196135
Book / Page	3579 / 1883
Instrument Date	Jul 9, 2026
Instrument	20263196135
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	CLEAR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	8029 SE COLONY DR, STUART, FL 34997-7347

Mortgage

Document Number	0003196136,
Date	Jul 17, 2026
Book Page	3579/1885
Instrument	20263196136

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 17, 2022
Property Address	1820 SE MADISON ST, STUART, FL 34997-5822
Document Number	0033001722
Book / Page	3300 / 1722
Map Reference	MB 3 PG 129
Instrument Date	Mar 15, 2022
Instrument	2949028
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46625 GALLATIN RD TRLR 5, 46625, GALLATIN GATEWAY, MT 59730-9688

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 SE MADISON ST, STUART, FL 34997-5822

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1820 SE MADISON ST, STUART, FL 34997-5822
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029461037
Date	Aug 30, 2017
Book Page	02946/1037
Instrument	2653435

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,114.00 (-1.69%)	$294,490 (+5.67%) Land $135,000 Building $159,490	$294,490 (+5.67%) Land $135,000 Building $159,490
2024	$5,202.00 (+2.46%)
2023	$5,077.00 (+16.21%)	$278,690 (+17.22%) Land $130,000 Building $148,690	$278,690 (+17.22%) Land $130,000 Building $148,690
2022	$4,369.00	$237,740 Land $115,000 Building $122,740	$237,740 Land $115,000 Building $122,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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