1840 SE Madison St, Stuart, FL 34997 Property Records

Martin County property record for 1840 SE Madison St, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 1985
Lot Size0.173 acres (7,579 sqft)
OwnerIndividual Name on Record
Last Sale$139,000 (Aug 2016)
Tax Bill$4,448 (2024)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN52-38-41-006-011-00060-3

Property Details

APN / Parcel Number

Primary APN52-38-41-006-011-00060-3
Alternative APN
  • 42233

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1985
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,579 sqft (0.173 acres)
PorchPorch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number42233
Street Address1840 SE MADISON ST
CitySTUART
StateFL
Zip34997-5822
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCORAL GARDENS # 2 LOT 6 BLK 11
Legal Range41E
Legal Township38S
Legal Section52
Legal SubdivisionCORAL GARDENS
Legal Block11
Legal Lot Number6
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group3
Census Block3023
Census Tract1106

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1840 SE MADISON ST, STUART, FL 34997-5822
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2016 · Amount on Record
Deed SaleAug 19, 2016 · Amount on Record
Prior SaleNov 4, 2004
Deed Document Number0028732706
Deed Book / Page2873 / 2706
Record UpdatedJun 8, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Property Address1840 SE MADISON ST, STUART, FL 34997-5822
Transaction TypeMortgage
Record UpdatedJun 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 SE MADISON ST, STUART, FL 34997-5822

Mortgage

Document Number0033131006
DateMay 16, 2022
Book Page3313/1006
Instrument2960404
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$255,015 (+21%)$264,820 (+3.51%) Land $135,000 Building $129,820
2024$4,448.00 (+5.65%)
2023$4,210.00 (+11.32%)$210,757 (+1%)$255,840 (+15.24%) Land $130,000 Building $125,840
2022$3,782.00$191,598$222,000 Land $115,000 Building $107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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