1848 Denmark Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1848 Denmark Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,859 sqft · built 1994
Lot Size0.575 acres (25,047 sqft)
OwnerIndividual Name on Record
Last Sale$254,000 (Oct 2018)
Tax Bill$3,205 (2025)
Deeds & MortgagesMay 2021 Mortgage
Oct 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN33-04-26-013196-003-03

Property Details

APN / Parcel Number

Primary APN33-04-26-013196-003-03

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,859 sqft Heated Area
Gross Area2,429 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,047 sqft (0.575 acres)
Lot Dimensions261 ft deep x 96 ft wide
Garage Area506 sqft
Pool Area520 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1848 DENMARK DR
CityFLEMING ISLAND
StateFL
Zip32003-7060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Description(PT SUBJ TO CONSV ESMT AS RECO R 1381 PG 2293) LOT 3 OAK CREEK UNIT 3 AS REC O R 4133 PG
Legal Range26
Legal Township04
Legal Section33
Legal SubdivisionOAK CREEK
Legal Lot Number3
Legal Unit3
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1000
Census Tract30705

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2142 RIVER DR, KING GEORGE, VA 22485-6049
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 19, 2018Warranty Deed, Transfer · FHA Mortgage
LIBERTY HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2018 · Amount on Record
Deed SaleOct 19, 2018 · Amount on Record
Prior SaleMar 13, 2003 · Amount on Record
Deed Document Number0041331814
Deed Book / Page4133 / 1814
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1848 DENMARK DR, FLEMING ISLAND, FL 32003-7060
Transaction TypeMortgage
Record UpdatedJun 4, 2021
Title CompanyBURNT STORE TITLE AND ESCROW LLC, BURNT STORE TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address1848 DENMARK DR, FLEMING ISLAND, FL 32003-7060

Mortgage

Document Number0044591294
DateMay 21, 2021
Book Page4459/1294
Instrument2021031707
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateOct 19, 2018
Property Address1848 DENMARK DR, FLEMING ISLAND, FL 32003-7060
Document Number0041331814
Book / Page4133 / 1814
Map ReferenceMB24 PG70&71
Instrument DateOct 19, 2018
Instrument2018055205
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1550 PINE HAMMOCK TRL, 1550, FLEMING ISLAND, FL 32003-7214

Transferred To (Grantee/Buyer)

NameVerified Name
Address1848 DENMARK DR, FLEMING ISLAND, FL 32003-7060

Mortgage

Document Number2018055206
DateOct 19, 2018
Instrument2018055206
Lender
NameLIBERTY HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,205.00 (-3.17%) Homeowner's exemption$250,310 (+5.99%)$332,997 (+2.46%) Land $60,000 Building $272,997
2023$3,310.00 (+6.81%) Homeowner's exemption$236,171 (+3%)$324,997 (+18.51%) Land $60,000 Building $264,997
2022$3,099.00 Homeowner's exemption$229,293$274,235 Land $45,000 Building $229,235

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 147 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies147 in force
Nearby Flood Claims14 (2017–2025)
Claims Outside the SFHA3 of 14
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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