1844 Denmark Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1844 Denmark Dr, Fleming Island, FL 32003 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,174 sqft · built 1993
Lot Size	0.71 acres (30,927 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Jul 2017)
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`33-04-26-013196-003-02`

Property Details

APN / Parcel Number

Primary APN	`33-04-26-013196-003-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,174 sqft Living Area
Gross Area	2,905 sqft
1st Floor Area	2,174 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	30,927 sqft (0.71 acres)
Lot Dimensions	279 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	452 sqft
Porch	Finished Screened Porch
Porch Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1844 DENMARK DR
City	FLEMING ISLAND
State	FL
Zip	32003-7060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PT SUBJ TO CONSV ESMT AS REC OR 1381 PG 2293) LOT 2 OAK CREEK UNIT 3 AS REC OR 3997 PG
Legal Range	26E
Legal Township	04S
Legal Section	33
Legal Subdivision	OAK CREEK UNIT 3
Legal Lot Number	2
Legal Unit	3
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1000
Census Tract	30705

Owner

Source: Clay County records · APN 33-04-26-013196-003-02

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1844 DENMARK DR, FLEMING ISLAND, FL 32003-7060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage JET HOMELOANS LLC
Jul 27, 2017	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	201738300
Deed Book / Page	3997 / 76
Prior Transfer Date	Sep 05, 2000
Prior Transfer Doc	0018850115
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1844 DENMARK DR, FLEMING ISLAND, FL 32003-7060
Transaction Type	Mortgage
Record Updated	Jan 23, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 DENMARK DR, FLEMING ISLAND, FL 32003-7060

Mortgage

Document Number	0045411018
Date	Nov 30, 2021
Book Page	4541/1018
Instrument	2021075641

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 01, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1844 DENMARK DR, FLEMING ISLAND, FL 32003-7060
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 DENMARK DR, FLEMING ISLAND, FL 32003-7060

Mortgage

Document Number	0044020222
Date	Jan 13, 2021
Book Page	4402/222
Instrument	2021002335

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company
Address	FERNANDINA BEACH, FL 32034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 27, 2017
Property Address	1844 DENMARK DR, FLEMING ISLAND, FL 32003-7060
Document Number	0039970076
Book / Page	003997 / 000076
Instrument Date	Jul 20, 2017
Instrument	38300
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1844 DENMARK DR FLEMING ISLAND FL 320037060, FLEMING ISLAND, FL 32003-7060

Mortgage

Document Number	39970078
Date	Jul 27, 2017
Book Page	003997/000078
Instrument	38301

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,145.00 (+4.87%) Homeowner's exemption	$246,362 (+5.99%)	$367,114 (+3.13%) Land $60,000 Building $307,114
2024	$2,999.00 (-7.84%)
2023	$3,254.00 (+6.9%) Homeowner's exemption	$232,446 (+3%)	$355,958 (+18.23%) Land $60,000 Building $295,958
2022	$3,044.00 Homeowner's exemption	$225,676	$301,062 Land $45,000 Building $256,062

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 147 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2017–2025)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Jun 2025, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 11 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 5% of Florida
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 342 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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