Clay County property record for 1840 Denmark Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,459 sqft · built 1992 |
| Lot Size | 0.617 acres (26,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,754 (Dec 1992) |
| Tax Bill | $2,827 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 33-04-26-013196-003-01 |
| Primary APN | 33-04-26-013196-003-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,459 sqft Heated Area |
| Gross Area | 3,312 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,920 sqft (0.617 acres) |
| Lot Dimensions | 264 ft deep x 102 ft wide |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 391 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1840 DENMARK DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | (PT SUBJ TO CONSV ESMT AS RECO R 1381 PG 2293) LOT 1 OAK CREEK UNIT 3 AS REC O R 1437 PG |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 33 |
| Legal Subdivision | OAK CREEK |
| Legal Lot Number | 1 |
| Legal Unit | 3 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30705 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1840 DENMARK DR, FLEMING ISLAND, FL 32003-7060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Nov 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 1992 · Amount on Record |
| Deed Sale | Dec 21, 1992 · Amount on Record |
| Deed Document Number | 0014371879 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1840 DENMARK DR, FLEMING ISLAND, FL 32003-7060 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1840 DENMARK DR, FLEMING ISLAND, FL 32003-7060 |
| Document Number | 0045630982 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 4563/982 |
| Instrument | 2022005504 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1840 DENMARK DR, FLEMING ISLAND, FL 32003-7060 |
| Document Number | 0041430535 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1840 DENMARK DR FLEMING ISLAND FL 320037060, FLEMING ISLAND, FL 32003-7060 |
| Document Number | 0041430535 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 004143/000535 |
| Instrument | 60990 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 25, 2038 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,827.00 (-4.36%) Homeowner's exemption | $225,534 (+5.99%) | $399,159 (+3.16%) Land $60,000 Building $339,159 |
| 2023 | $2,956.00 (+7.37%) Homeowner's exemption | $212,795 (+3%) | $386,932 (+18%) Land $60,000 Building $326,932 |
| 2022 | $2,753.00 Homeowner's exemption | $206,598 | $327,909 Land $45,000 Building $282,909 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 147 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 147 in force |
| Nearby Flood Claims | 14 (2017–2025) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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