1845 Jefferson Ave, Covington, KY 41014 Property Records

Kenton County property record for 1845 Jefferson Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,476 sqft · built 1936
Lot Size	0.092 acres (4,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,775 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-02-044.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-02-044.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Finished Area
Gross Area	1,620 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	80 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1845 JEFFERSON AVE
City	COVINGTON
State	KY
Zip	41014-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORN ADDN PT LOTS 95-96 50'X 80'
Legal Subdivision	HAWTHORN ADDN
Legal Lot Number	95,96
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	65100

Owner

1845 Jefferson Ave is owned by two individuals who acquired it in March 2019.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2960 SUGAR CAMP RD, COVINGTON, KY 41017-9563
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 18, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Mar 8, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 7, 2019
Transfer Doc	0000000145
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1845 JEFFERSON AVE, COVINGTON, KY 41014-1164
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	AHTA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900285
Date	Mar 2, 2021
Book Page	176/456
Instrument	21030205900285

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 18, 2019
Property Address	1845 JEFFERSON AVE, COVINGTON, KY 41014-1164
Document Number	0000000260
Book / Page	0C6684 / 000136
Instrument Date	Jun 14, 2019
Instrument	260
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$67.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 JEFFERSON AVE COVINGTON KY 410141164, COVINGTON, KY 41014-1164

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Mar 8, 2019
Property Address	1845 JEFFERSON AVE, COVINGTON, KY 41014-1164
Document Number	0000000145
Book / Page	0C6614 / 000094
Instrument Date	Mar 7, 2019
Instrument	145
Transaction Type	Transfer
Record Updated	Mar 20, 2019

Transaction

Amount	Amount on Record
Tax	$80.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7212 WEXFORD PT NASHVILLE TN 372214623, NASHVILLE, TN 37221-4623

Tax Assessment & Valuation

The 2025 property tax bill for 1845 Jefferson Ave was $1,775.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,600 (+11.64%) Land $10,000 Building $139,600	$149,600 (+11.64%) Land $10,000 Building $139,600
2025	$1,775.00	$134,000 Land $5,000 Building $129,000	$134,000 Land $5,000 Building $129,000
2023	$1,784.00	$134,000 Land $5,000 Building $129,000	$134,000 Land $5,000 Building $129,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1845 Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1845 Jefferson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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