1837 Jefferson Ave, Covington, KY 41014 Property Records

Kenton County property record for 1837 Jefferson Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,163 sqft · built 1922
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Jul 2021)
Tax Bill	$2,676 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-12-02-040.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-02-040.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,163 sqft Finished Area
Gross Area	1,363 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1837 JEFFERSON AVE
City	COVINGTON
State	KY
Zip	41014-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORN ADDN LOT 91 EXC S 2'
Legal Subdivision	HAWTHORN ADDN
Legal Lot Number	91
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	65100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1837 JEFFERSON AVE, COVINGTON, KY 41014-1164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 6, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Apr 3, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on Record
Deed Sale	Jul 6, 2021 · Amount on Record
Prior Sale	Apr 3, 2020 · Amount on Record
Deed Document Number	20215900138
Deed Book / Page	101 / 681
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1837 JEFFERSON AVE, COVINGTON, KY 41014-1164
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 JEFFERSON AVE, COVINGTON, KY 41014-1164

Mortgage

Document Number	0005900007
Date	May 5, 2022
Book Page	367/704
Instrument	22050505900007

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 6, 2021
Property Address	1837 JEFFERSON AVE, COVINGTON, KY 41014-1164
Document Number	0005900138
Book / Page	101 / 681
Map Reference	MB 167 PG 194
Instrument Date	May 26, 2021
Instrument	21070605900138
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1837 JEFFERSON AVE, 1837, COVINGTON, KY 41014-1164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 JEFFERSON AVE, COVINGTON, KY 41014-1164

Mortgage

Document Number	0005900139
Date	Jul 6, 2021
Book Page	238/569
Instrument	21070605900139

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Apr 3, 2020
Property Address	1837 JEFFERSON AVE, COVINGTON, KY 41014-1164
Document Number	0000000108
Book / Page	000015 / 000490
Instrument Date	Mar 26, 2013
Instrument	108
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33 E 42ND ST COVINGTON KY 410151712, COVINGTON, KY 41015-1712

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,000 (-) Land $10,000 Building $192,000	$202,000 (-) Land $10,000 Building $192,000
2025	$2,676.00 (-0.52%)	$202,000 (-) Land $5,000 Building $197,000	$202,000 (-) Land $5,000 Building $197,000
2023	$2,690.00	$202,000 Land $5,000 Building $197,000	$202,000 Land $5,000 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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