1843 Jefferson Ave, Covington, KY 41014 Property Records

Kenton County property record for 1843 Jefferson Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,728 sqft · built 1928
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jun 2022)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-12-02-043.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-02-043.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,728 sqft Finished Area
Gross Area	2,185 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Stucco
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	80 ft deep x 35 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1843 JEFFERSON AVE
City	COVINGTON
State	KY
Zip	41014-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORN ADDN E 35'X 80' LOT 94 35'X 80' WS JEFFERSON 110.85' N HIGHLAND
Legal Subdivision	HAWTHORN ADDN
Legal Lot Number	94
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	65100

Owner

1843 Jefferson Ave is owned and occupied by an individual who bought it in June 2022.

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1843 JEFFERSON AVE, COVINGTON, KY 41014-1164
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Jun 8, 2022	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2022 · Amount on File
Deed Sale	Jun 8, 2022 · Amount on File
Prior Sale	Jun 21, 2016 · Amount on File
Deed Document Number	2022162
Deed Book / Page	169 / 872
Prior Transfer Date	May 23, 2005
Prior Transfer Doc	0005900443
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1843 JEFFERSON AVE, COVINGTON, KY 41014-1164
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1843 JEFFERSON AVE, COVINGTON, KY 41014-1164

Mortgage

Document Number	0005900164
Date	Jun 8, 2022
Book Page	377/926
Instrument	22060805900164

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2032

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 8, 2022
Property Address	1843 JEFFERSON AVE, COVINGTON, KY 41014-1164
Document Number	0005900162
Book / Page	169 / 876
Map Reference	MB 167 PG 184
Instrument Date	Jun 3, 2022
Instrument	22060805900162
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 DARHIGTON GREEK DR, 208, ALTADENA, CA 91001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1843 JEFFERSON AVE, COVINGTON, KY 41014-1164

Mortgage

Document Number	0005900163
Date	Jun 8, 2022
Book Page	377/911
Instrument	22060805900163

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1843 Jefferson Ave was $2,782.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,000 (-) Land $10,000 Building $200,000	$210,000 (-) Land $10,000 Building $200,000
2025	$2,782.00	$210,000 Land $5,000 Building $205,000	$210,000 Land $5,000 Building $205,000
2023	$2,797.00	$210,000 Land $5,000 Building $205,000	$210,000 Land $5,000 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1843 Jefferson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1843 Jefferson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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