Lorain County property record for 1845 Grafton Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,041 sqft · built 1940 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,989 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-004-126-093 |
| Primary APN | 10-00-004-126-093 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,041 sqft Living Area |
| 1st Floor Area | 2,041 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 16,553 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 745 sqft |
| Heating System | HVAC |
|---|
| Street Address | 1845 GRAFTON RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 22-10-004H -028-00 |
| Legal Block | 126 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | CARLISLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-004-126-093
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1845 GRAFTON RD, ELYRIA, OH 44035-8172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1845 GRAFTON RD, ELYRIA, OH 44035-8172 |
| Transaction Type | Mortgage |
| Record Updated | Nov 08, 2021 |
| Title Company | OHIO REAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1845 GRAFTON RD, ELYRIA, OH 44035-8172 |
| Document Number | 20210846541 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-0846541 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Carlisle Township |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,989.00 | $68,560 (%) Land $10,830 Building $57,730 | $195,890 (-) Land $30,940 Building $164,950 |
| 2024 | $2,989.00 (+4.73%) | $68,562 (+18.74%) Land $10,829 Building $57,733 | $195,890 (+18.74%) Land $30,940 Building $164,950 |
| 2023 | $2,854.00 (+0.32%) | $57,740 (-) Land $10,451 Building $47,289 | $164,970 (-) Land $29,860 Building $135,110 |
| 2022 | $2,845.00 | $57,740 Land $10,450 Building $47,290 | |
| 2021 | $164,970 Land $29,860 Building $135,110 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930713002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 233 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH4701803, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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