1843 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 1843 Grafton Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,394 sqft · built 2021
Lot Size	5.51 acres (240,016 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,717 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-00-004-126-094`

Property Details

APN / Parcel Number

Primary APN	`10-00-004-126-094`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,394 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	240,016 sqft (5.51 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	448 sqft
Canopy	448 sqft
Pole Barn	1,792 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1843 GRAFTON RD
City	ELYRIA
State	OH
Zip	44035-8172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:CARLISLE TOWNSHIP
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2004
Census Tract	71300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	1843 GRAFTON RD, ELYRIA, OH 44035-8172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020
Deed Sale	Nov 23, 2020
Deed Document Number	2020094011
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1843 GRAFTON RD, GRAFTON, OH 44044
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000806779
Date	Mar 10, 2021
Instrument	2021-0806779

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	370 Months
Due	Jan 1, 2052

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1843 GRAFTON RD, GRAFTON, OH 44044
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009009
Date	Apr 5, 2024
Instrument	2024-0009009

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	CANTON, OH 44708

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,717.00	$148,750 (%) Land $33,490 Building $115,260	$425,000 (-) Land $95,690 Building $329,310
2024	$4,717.00 (-31.22%)	$148,751 (-5.64%) Land $33,492 Building $115,259	$425,000 (-5.64%) Land $95,690 Building $329,310
2023	$6,858.00 (+14.2%)	$157,647 (+11.81%) Land $30,513 Building $127,134	$450,420 (+11.8%) Land $87,180 Building $363,240
2022	$6,005.00	$141,000 Land $30,510 Building $110,490
2021			$402,870 Land $87,180 Building $315,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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