1837 Grafton Rd, Elyria, OH 44035 Property Records

Lorain County property record for 1837 Grafton Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,685 sqft · built 1940
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$152,900 (Oct 2021)
Tax Bill	$2,436 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00-004-126-010`

Property Details

APN / Parcel Number

Primary APN	`10-00-004-126-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
1st Floor Area	1,220 sqft
2nd Floor Area	1,188 sqft
Attic Area	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	236 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1837 GRAFTON RD
City	ELYRIA
State	OH
Zip	44035-8172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.36 AC
Legal Subdivision	CARLISLE
Legal Block	126
Legal Lot Number	SEC
Jurisdiction	LORAIN OH
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2004
Census Tract	71300

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1837 GRAFTON RD, ELYRIA, OH 44035-8172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Dec 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Nov 23, 2009 · Amount on Record
Deed Document Number	2021007194
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 21, 2021
Property Address	1837 GRAFTON RD, ELYRIA, OH 44035-8172
Document Number	20210845396
Instrument Date	Oct 20, 2021
Instrument	2021-0845396
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 GRAFTON RD, ELYRIA, OH 44035-8172

Mortgage

Document Number	20210845397
Date	Oct 21, 2021
Instrument	2021-0845397

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1837 GRAFTON RD, ELYRIA, OH 44035-8172
Document Number	0000657158
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 GRAFTON RD ELYRIA OH 440358172, ELYRIA, OH 44035-8172

Mortgage

Document Number	0000657158
Date	Jan 3, 2018
Instrument	657158

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 2, 2033

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Carlisle Township
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,436.00	$50,910 (%) Land $9,810 Building $41,100	$145,460 (-) Land $28,030 Building $117,430
2024	$2,436.00 (-4.4%)	$50,912 (+6.61%) Land $9,811 Building $41,101	$145,460 (+6.61%) Land $28,030 Building $117,430
2023	$2,548.00 (+7.97%)	$47,754 (+0.01%) Land $9,464 Building $38,290	$136,440 (-) Land $27,040 Building $109,400
2022	$2,360.00	$47,750 Land $9,460 Building $38,290
2021			$136,440 Land $27,040 Building $109,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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