18449 Willow St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 18449 Willow St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,977 sqft · built 2016
Lot Size	0.434 acres (18,900 sqft)
Owner	2 Individual Names on File
Last Sale	$294,000 (Jan 2017)
Tax Bill	$3,807 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0411-342-14-0000`

Property Details

APN / Parcel Number

Primary APN	`0411-342-14-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,977 sqft Living Area
Gross Area	2,670 sqft
1st Floor Area	1,977 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	18,900 sqft (0.434 acres)
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	355 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	18449 WILLOW ST
City	HESPERIA
State	CA
Zip	92345-5546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5241 LOT 3 TRACT NO 5241 LOT 3 EX WTR RTS EX 1/2 INT MIN RTS WITHOUT S E
Legal Subdivision	TRACT NO 5241
Legal Tract	5241
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1061
Census Tract	10028

Owner

18449 Willow St is owned and occupied by two individuals who acquired it in June 2020.

Source: San Bernardino County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18449 WILLOW ST, HESPERIA, CA 92345-5546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jun 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Jan 3, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 3, 2017	Grant Deed, Transfer · Negative Amortization BANC OF CALIFORNIA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2017 · Amount on File
Deed Sale	Jan 3, 2017 · Amount on File
Prior Sale	Jan 3, 2017
Deed Document Number	20171668
Last Transfer Date	Jun 25, 2020
Transfer Doc	0000217710
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 3, 2026
Property Address	18449 WILLOW ST, HESPERIA, CA 92345-5546
Document Number	0000198503
Instrument Date	Jul 20, 2026
Instrument	2026198503
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 171
Address	18449 WILLOW ST, HESPERIA, CA 92345-5546

Mortgage

Document Number	0000198503,
Date	Aug 3, 2026
Instrument	2026198503

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	18449 WILLOW ST, HESPERIA, CA 92345-5546
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18449 WILLOW ST, HESPERIA, CA 92345-5546

Mortgage

Document Number	0000391800
Date	Dec 7, 2022
Instrument	2022-0391800

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 30, 2020
Property Address	18449 WILLOW ST, HESPERIA, CA 92345-5546
Document Number	0000217710
Map Reference	MB 62 PG 91-96
Instrument Date	Jun 25, 2020
Instrument	2020-0217710
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	18449 WILLOW ST, HESPERIA, CA 92345-5546

Mortgage

Document Number	0000217711
Date	Jun 30, 2020
Instrument	2020-0217711

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 3, 2017
Property Address	18449 WILLOW ST, HESPERIA, CA 92345-5546
Document Number	0000001667
Instrument Date	Dec 28, 2016
Instrument	1667
Transaction Type	Transfer
Record Updated	Jan 18, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	18449 WILLOW ST HESPERIA CA 923455546, HESPERIA, CA 92345-5546

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 3, 2017
Property Address	18449 WILLOW ST, HESPERIA, CA 92345-5546
Document Number	0000001668
Map Reference	MB62 PG91-96
Instrument Date	Nov 30, 2016
Instrument	2017-0001668
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18449 WILLOW ST, HESPERIA, CA 92345-5546

Mortgage

Document Number	0000001670
Date	Jan 3, 2017
Instrument	2017-0001670

Lender

Name	BANC OF CALIFORNIA NA
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	Negative Amortization
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 18449 Willow St was $3,807.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,037 (+2%) Land $69,608 Building $278,429
2025	$3,807.00	$341,213 Land $68,243 Building $272,970
2023	$3,680.00 (+2.36%)	$327,964 Land $65,593 Building $262,371
2022	$3,595.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18449 Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 18449 Willow St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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