1844 E Elm Valley Rd, Buchanan, MI 49107 Property Records

Berrien County property record for 1844 E Elm Valley Rd, Buchanan, MI 49107

Property Summary

Property Type	Single Family Home
Details	8 bd · 6 ba · 3,241 sqft · built 2008
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (Nov 2018)
Tax Bill	$6,035 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit May 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-0033-0001-01-4`

Property Details

APN / Parcel Number

Primary APN	`06-0033-0001-01-4`
Alternative APN	`11-06-0033-0001-01-4`

Interior

Bedrooms	8 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,241 sqft Living Area
1st Floor Area	2,500 sqft
Basement Area	2,500 sqft
Unfinished Basement	2,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	87,991 sqft (2.02 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1844 E ELM VALLEY RD
City	BUCHANAN
State	MI
Zip	49107-9233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG AT PT ON S LN N 15 A NW1/4 NW1/4 SEC 33 T7S R18W N89DEG58'41''E 970.25' FROM PT S00DEG08'27''W 495.62' OF NW COR SEC TH N00DEG09'23''E 250.00' TH N31DEG54'47''W 185' TH ON 733.70' RAD CUR RT 200.14' CHD BRG N69DEG53'21''E 199.52' TH S31DEG54'47''
Legal Range	18W
Legal Township	07S
Legal Section	33
Legal Lot Number	200
Jurisdiction	BERRIEN MI
Township / Civil Division	BUCHANAN
Census Block Group	2
Census Block	2017
Census Tract	20100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1844 E ELM VALLEY RD, BUCHANAN, MI 49107-9233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2020	Deed of Trust, Mortgage · Line of Credit HONOR CU
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit HONOR CU
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit HONOR CU
Sep 26, 2023	Intrafamily Transfer, Transfer
Nov 6, 2018	Warranty Deed, Transfer · Conventional Mortgage HONOR CU
Feb 23, 2018	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2018 · Amount on Record
Deed Sale	Nov 6, 2018 · Amount on Record
Prior Sale	Nov 6, 2018 · Amount on Record
Deed Book / Page	3222 / 2
Last Transfer Date	Jun 30, 2023
Transfer Doc	03412/3033
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1844 E ELM VALLEY RD, BUCHANAN, MI 49107-9233
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03278/1231
Date	Jun 12, 2020
Book Page	3278/1231

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1844 E ELM VALLEY RD, BUCHANAN, MI 49107-9233
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03276/1391
Date	May 27, 2020
Book Page	3276/1391

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1844 E ELM VALLEY RD, BUCHANAN, MI 49107-9233
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 E ELM VALLEY RD, BUCHANAN, MI 49107-9233

Mortgage

Document Number	03402/4485
Date	Apr 27, 2023
Book Page	3402/4485
Instrument	2023379567

Lender

Name	HONOR CU
Type	Credit Union
Address	49109

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1844 E ELM VALLEY RD, BUCHANAN, MI 49107-9233
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 E ELM VALLEY RD, BUCHANAN, MI 49107-9233

Mortgage

Document Number	003414/555
Date	Oct 16, 2023
Book Page	3414/555
Instrument	2023391077

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 12, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Sep 26, 2023
Property Address	1844 E ELM VALLEY RD, BUCHANAN, MI 49107-9233
Document Number	03412/3033
Book / Page	3412 / 3033
Instrument Date	Jun 30, 2023
Instrument	2023389709
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1844 E ELM VALLEY RD, BUCHANAN, MI 49107-9233

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 6, 2018
Property Address	1844 E ELM VALLEY RD, BUCHANAN, MI 49107-9233
Document Number	03222/0002
Book / Page	3222 / 0002
Instrument Date	Oct 31, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,173.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10046 REDWOOD LN, MIDDLEBURY, IN 46540-9462
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032224
Date	Nov 6, 2018
Instrument	3222/4

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Feb 23, 2018
Property Address	1844 E ELM VALLEY RD, BUCHANAN, MI 49107-9233
Document Number	03198/0152
Book / Page	3198 / 0152
Instrument Date	Feb 9, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 31, BUCHANAN, MI 49107-0031

Mortgage

Document Number	0003198157
Date	Feb 23, 2018
Instrument	3198/157

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2033

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Buchanan Township
Unified School District	Buchanan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,100 (+9.44%)	$846,200 (+9.44%)
2025	$6,035.00 (+2.69%) Homeowner's exemption	$386,600 (+42.34%)	$773,200 (+42.34%)
2024	$5,877.00 (+4.8%)
2023		$271,600 (+5.97%)	$543,200 (+5.97%)
2022	$5,608.00 (+4.86%) Homeowner's exemption	$256,300	$512,600
2021	$5,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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