18439 Polynesian Ln, Boyds, MD 20841 Property Records

Montgomery County property record for 18439 Polynesian Ln, Boyds, MD 20841

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,868 sqft · built 2002
Lot Size0.314 acres (13,677 sqft)
Owner2 Individual Names on File
Last Sale$610,000 (May 2014)
Tax Bill$8,766 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-03333294

Property Details

APN / Parcel Number

Primary APN06-03333294
Alternative APNs
  • 603333294
  • 03333294

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,868 sqft Living Area
Gross Area3,316 sqft
1st Floor Area1,572 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area13,677 sqft (0.314 acres)
Garage TypeAttached
Garage Area448 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area252 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number03333294
Street Address18439 POLYNESIAN LN
CityBOYDS
StateMD
Zip20841-4313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD2
Legal DescriptionKINGS CROSSING
Legal SubdivisionKINGS CROSSING
Legal BlockB
Legal Lot Number3
JurisdictionMONTGOMERY MD
Township / Civil Division6
Census Block Group2
Census Block2000
Census Tract700611

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18439 POLYNESIAN LN, BOYDS, MD 20841-4313
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2023Deed of Trust, Mortgage · Line of Credit
FOUNDERS BANK
Sep 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Aug 25, 2020Deed of Trust, Mortgage · Line of Credit
FOUNDERS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2014 · Amount on Record
Deed SaleMay 19, 2014 · Amount on Record
Prior SaleFeb 14, 2002 · Amount on Record
Deed Book / Page48666 / 68
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18439 POLYNESIAN LN, BOYDS, MD 20841-4313
Transaction TypeMortgage
Record UpdatedMay 1, 2023
Title CompanyNORTHERN VIRGINIA LAND TITLE, NORTHERN VIRGINIA T&E

Transferred To (Grantee/Buyer)

NameVerified Name
Address18439 POLYNESIAN LN, BOYDS, MD 20841-4313

Mortgage

Document Number0668900069
DateApr 11, 2023
Book Page66890/69
Lender
NameFOUNDERS BANK
TypeBank
AddressWASHINGTON, DC 20016
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18439 POLYNESIAN LN, BOYDS, MD 20841-4313
Transaction TypeMortgage
Record UpdatedSep 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0640120467
DateSep 14, 2021
Book Page64012/467
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18439 POLYNESIAN LN, BOYDS, MD 20841-4313
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0600230357
DateJul 13, 2020
Book Page60023/357
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18439 POLYNESIAN LN, BOYDS, MD 20841-4313
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyHOUSEHOLD T&E LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18439 POLYNESIAN LN, BOYDS, MD 20841-4313

Mortgage

Document Number0603510156
DateAug 25, 2020
Book Page60351/156
Lender
NameFOUNDERS BANK
TypeBank
AddressWASHINGTON, DC 20016
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$727,033 (+4.22%)$756,500 (-) Land $245,300 Building $511,200
2025$8,766.00 (+25.43%)$697,567 (+11.67%)$756,500 (+13.23%) Land $245,300 Building $511,200
2023$624,667$668,100 Land $233,600 Building $434,500
2022$6,989.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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