18429 Polynesian Ln, Boyds, MD 20841 Property Records

Montgomery County property record for 18429 Polynesian Ln, Boyds, MD 20841

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 4,199 sqft · built 2005
Lot Size0.208 acres (9,060 sqft)
OwnerIndividual Name on File
Last Sale$695,000 (Aug 2018)
Tax Bill$10,097 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Sep 2019 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN06-03310225

Property Details

APN / Parcel Number

Primary APN06-03310225
Alternative APN
  • 03310225

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,199 sqft Living Area
Gross Area4,670 sqft
1st Floor Area1,739 sqft
Basement Area1,125 sqft
Finished Basement1,125 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleBi-Level
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,060 sqft (0.208 acres)
Garage TypeAttached
Garage Area471 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number03310225
Street Address18429 POLYNESIAN LN
CityBOYDS
StateMD
Zip20841-4313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR200
Legal DescriptionHOYLES MILL VILLAGE SEC 2B
Legal SubdivisionHOYLES MILL VILLAGE
Legal BlockZ
Legal Lot Number54
JurisdictionMONTGOMERY MD
Township / Civil Division6
Census Block Group2
Census Block2000
Census Tract700611

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address18429 POLYNESIAN LN, BOYDS, MD 20841-4313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 21, 2023Deed of Trust, Mortgage · Line of Credit
UNITED STATES SENATE FCU
Sep 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Nov 14, 2019Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UNITED STATES SENATE FCU
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Aug 3, 2018Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Oct 3, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 3, 2018 · Amount on Record
Deed SaleAug 3, 2018 · Amount on Record
Prior SaleSep 13, 2013 · Amount on Record
Deed Book / Page56412 / 275
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18429 POLYNESIAN LN, BOYDS, MD 20841-4313
Transaction TypeMortgage
Record UpdatedMar 7, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18429 POLYNESIAN LN, BOYDS, MD 20841-4313

Mortgage

Document Number0667530004
DateFeb 21, 2023
Book Page66753/4
Lender
NameUNITED STATES SENATE FCU
TypeCredit Union
AddressWASHINGTON, DC 20013
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueFeb 17, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18429 POLYNESIAN LN, BOYDS, MD 20841-4313
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyASPEN REAL ESTATE SETMNTS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0582080464
DateSep 26, 2019
Book Page58208/464
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18429 POLYNESIAN LN, BOYDS, MD 20841-4313
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0584930480
DateNov 14, 2019
Book Page58493/480
Lender
NameUNITED STATES SENATE FCU
TypeCredit Union
AddressWASHINGTON, DC 20013
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term179 Months
DueOct 17, 2034

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18429 POLYNESIAN LN, BOYDS, MD 20841-4313
Transaction TypeMortgage
Record UpdatedMay 3, 2022
Title CompanyASPEN RE SETMNTS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address18429 POLYNESIAN LN, BOYDS, MD 20841-4313

Mortgage

Document Number0614290365
DateDec 23, 2020
Book Page61429/365
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateAug 3, 2018
Property Address18429 POLYNESIAN LN, BOYDS, MD 20841-4313
Document Number0564120275
Book / Page56412 / 275
Map ReferencePL21592
Instrument DateJun 26, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$10,425.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address18429 POLYNESIAN LN, BOYDS, MD 20841-4313

Mortgage

Document Number0056412283
DateAug 3, 2018
Instrument56412/283
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2048

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address18429 POLYNESIAN LN, BOYDS, MD 20841-4313
Document Number0551610339
Book / Page055161 / 000339
Instrument DateOct 3, 2017
Transaction TypeMortgage
Record UpdatedNov 8, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address18429 POLYNESIAN LN BOYDS MD 208414313, BOYDS, MD 20841-4313

Mortgage

Document Number0551610339
DateOct 31, 2017
Book Page055161/000339
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 30, 2032

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$826,233 (+3.06%)$850,800 (-) Land $231,200 Building $619,600
2025$10,097.00 (+18.02%)$801,667 (+8.08%)$850,800 (+9.48%) Land $231,200 Building $619,600
2023$741,733$777,100 Land $220,200 Building $556,900
2022$8,555.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

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