Montgomery County property record for 18431 Polynesian Ln, Boyds, MD 20841
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 5,134 sqft · built 2005 |
| Lot Size | 0.202 acres (8,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $725,000 (Oct 2019) |
| Tax Bill | $10,590 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-03310236 |
| Primary APN | 06-03310236 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,134 sqft Living Area |
| Gross Area | 5,596 sqft |
| 1st Floor Area | 2,094 sqft |
| Basement Area | 1,240 sqft |
| Finished Basement | 1,240 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,800 sqft (0.202 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 704 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 03310236 |
|---|---|
| Street Address | 18431 POLYNESIAN LN |
| City | BOYDS |
| State | MD |
| Zip | 20841-4313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | HOYLES MILL VILLAGE SEC 2B |
| Legal Subdivision | HOYLES MILL VILLAGE |
| Legal Block | Z |
| Legal Lot Number | 55 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 700611 |
18431 Polynesian Ln is owned and occupied by two individuals who bought it in October 2019.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18431 POLYNESIAN LN, BOYDS, MD 20841-4313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Dec 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Oct 9, 2019 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2019 · Amount on File |
| Deed Sale | Oct 9, 2019 · Amount on File |
| Prior Sale | Dec 13, 2005 · Amount on File |
| Deed Book / Page | 58268 / 255 |
| Prior Transfer Date | Jul 20, 2016 |
| Prior Transfer Doc | 0530660432 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18431 POLYNESIAN LN, BOYDS, MD 20841-4313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Title Company | CLA TITLE AND ESCROW, CLA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 18431 POLYNESIAN LN, BOYDS, MD 20841-4313 |
| Document Number | 0648050072 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 64805/72 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18431 POLYNESIAN LN, BOYDS, MD 20841-4313 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | FLYNN TITLE |
| Name | Verified Name |
|---|---|
| Address | 18431 POLYNESIAN LN, BOYDS, MD 20841-4313 |
| Document Number | 0613080142 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 61308/142 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 9, 2019 |
| Property Address | 18431 POLYNESIAN LN, BOYDS, MD 20841-4313 |
| Document Number | 0582680255 |
| Book / Page | 58268 / 255 |
| Map Reference | PG 21592 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | HOME TEAM TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 WINGFIELD DR, 303, ELIZABETHTOWN, KY 42701-9486 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18431 POLYNESIAN LN, BOYDS, MD 20841-4313 |
| Document Number | 58268261 |
|---|---|
| Date | Oct 9, 2019 |
| Instrument | 58268/261 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 18431 Polynesian Ln was $10,590, down 2.4% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $867,033 (+3.2%) | $893,900 (-) Land $230,000 Building $663,900 | |
| 2025 | $10,590.00 (-2.41%) | $840,167 | $893,900 Land $230,000 Building $663,900 |
| 2024 | $10,851.00 | ||
| 2023 | $778,000 | $813,300 Land $219,000 Building $594,300 | |
| 2022 | $9,010.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18431 Polynesian Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18431 Polynesian Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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