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18421 Baker Rd, Umatilla, FL 32784 Property Records

Lake County property record for 18421 Baker Rd, Umatilla, FL 32784

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,885 sqft · built 1992
Lot Size3 acres (130,680 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (May 2023)
Tax Bill$1,996 (2024)
Deeds & MortgagesJan 2021 Mortgage
May 2023 Sale
Flood ZoneZone X (minimal risk)
APN06-18-27-0002-000-02200

Property Details

APN / Parcel Number

Primary APN06-18-27-0002-000-02200
Alternative APN
  • 3306571

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,885 sqft Living Area
1st Floor Area1,885 sqft
Fireplaces1 Fireplace
FireplaceSingle

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypePier/Post & Beam
Roof MaterialShingle
Lot Area130,680 sqft (3 acres)
Garage TypeFinished
Garage Area650 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area364 sqft
PorchOpen Porch
Porch Area1,024 sqft
Patio Area208 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number3306571
Street Address18421 BAKER RD
CityUMATILLA
StateFL
Zip32784-8653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM SE COR OF NW 1/4 RUN N 89DEG 33MIN 36SEC W 167.20 FT FOR POB RUN N 31DEG 30MIN 10SEC E TO WATER OF LAKE MINNEOLA & PT A
Legal Range27E
Legal Township18S
Legal Section06
Legal SubdivisionMINNEOLA
Legal Tract2
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group2
Census Block2021
Census Tract30109

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address18421 BAKER RD, UMATILLA, FL 32784-8653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
May 16, 2023Warranty Deed, Transfer
FLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2023 · Amount on File
Deed SaleMay 16, 2023 · Amount on File
Prior SaleFeb 4, 2005 · Amount on File
Deed Document Number2023057445
Deed Book / Page6142 / 1745
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address18421 BAKER RD, UMATILLA, FL 32784-8653
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address18421 BAKER RD, UMATILLA, FL 32784-8653

Mortgage

Document Number0056302488
DateJan 28, 2021
Book Page5630/2488
Instrument2021012646
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueFeb 1, 2036

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateMay 16, 2023
Property Address18421 BAKER RD, UMATILLA, FL 32784-8653
Document Number0061421745
Book / Page6142 / 1745
Instrument DateMay 12, 2023
Instrument2023057445
Transaction TypeTransfer
Record UpdatedJun 1, 2023
Title CompanyFLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TTL & GUARANTEE AGCY

Transaction

AmountAmount on Record
Tax$3,710.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address513 S OSCEOLA AVE, ORLANDO, FL 32801-3915

Transferred To (Grantee/Buyer)

NameVerified Name
Address18421 BAKER RD, UMATILLA, FL 32784-8653

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$133,610 (-22.99%) Land $95,625 Building $37,985$298,805 (+4.72%) Land $95,625 Building $203,180
2024$1,996.00 (-16.24%)
2023$2,383.00 (+8.32%)$173,490 (+3%)$285,350 (+52.71%) Land $90,000 Building $195,350
2022$2,200.00 Homeowner's exemption$168,440$186,863 Land $74,250 Building $112,613

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 65% of the US · above 42% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3

May also be available: T-Mobile, Verizon, Xfinity.

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