18649 Baker Rd, Umatilla, FL 32784 Property Records

Lake County property record for 18649 Baker Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,978 sqft · built 2008
Lot Size	4.63 acres (201,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Oct 2013)
Tax Bill	$5,164 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-18-27-0001-000-00503`

Property Details

APN / Parcel Number

Primary APN	`06-18-27-0001-000-00503`
Alternative APNs	`271806000100000503` `2803045`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,978 sqft Living Area
Gross Area	4,810 sqft
1st Floor Area	3,978 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	201,998 sqft (4.63 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	7 Parking Spaces
Porch	Finished/Open Porch
Porch Area	893 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2803045
Street Address	18649 BAKER RD
City	UMATILLA
State	FL
Zip	32784-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	THAT PART OF E 1/2 OF SW 1/4 OF NE 1/4 DESCRIBED AS FOLLOWS: FROM SE COR OF SW 1/4 OF NE 1/4 RUN N 89-45-26 W ALONG S LINE OF SD SW 1/4 OF NE 1/4 A DIST OF 155.23 FT TO POB CONT N 89-45-26 W 155.74 FT N 5-35-14 W 1346.07 FT TO N LINE OF SD SW 1/4 OF
Legal Range	27E
Legal Township	18S
Legal Section	6
Legal Quarter	1
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0001
Legal Block	2
Legal Lot Number	5
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2021
Census Tract	30109

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18649 BAKER RD, UMATILLA, FL 32784-7902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2013 · Amount on Record
Deed Sale	Oct 31, 2013 · Amount on Record
Prior Sale	Jan 17, 2013 · Amount on Record
Deed Document Number	2013120632
Deed Book / Page	4398 / 411
Last Transfer Date	Oct 28, 2021
Transfer Doc	0058412176
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Nov 19, 2021
Property Address	18649 BAKER RD, UMATILLA, FL 32784-7902
Document Number	0058412176
Book / Page	5841 / 2176
Instrument Date	Oct 28, 2021
Instrument	2021161697
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18649 BAKER RD, UMATILLA, FL 32784-7902

Mortgage

Document Number	0058412178
Date	Nov 19, 2021
Instrument	5841/2178

Lender

Name	LOANSNAP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,830 (+2.9%)	$516,189 (-0.07%) Land $92,922 Building $423,267
2025		$372,050 (+5.99%) Land $92,922 Building $279,128	$516,549 (+3.6%) Land $92,922 Building $423,627
2024	$5,164.00 (+7.81%)
2023	$4,790.00 (+3.95%) Homeowner's exemption	$351,040 (+3%)	$498,612 (+26.06%) Land $87,462 Building $411,150
2022	$4,608.00 Homeowner's exemption	$340,820	$395,546 Land $72,174 Building $323,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	67.5 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Open Infra, Spectrum.

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