18400 Baker Rd, Umatilla, FL 32784 Property Records

Lake County property record for 18400 Baker Rd, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,925 sqft · built 2014
Lot Size	5 acres (217,825 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Feb 2014)
Tax Bill	$2,765 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-27-0003-000-05100`

Property Details

APN / Parcel Number

Primary APN	`06-18-27-0003-000-05100`
Alternative APNs	`271806000300005100` `3826499`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,925 sqft Living Area
1st Floor Area	1,925 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Concrete Block
Construction Type	Frame
Roof Material	Asphalt
Lot Area	217,825 sqft (5 acres)
Garage Type	Carport
Garage Area	80 sqft
Carport	Carport
Carport Area	80 sqft
Porch	Finished/Open Porch
Utility Building	1,575 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3826499
Street Address	18400 BAKER RD
City	UMATILLA
State	FL
Zip	32784-8682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	W 1/4 COR OF SEC RUN S 89-53-0 E ALONG MID-SECTION LINE A DIST OF 1686.21 FT FOR POB CONT S 89-53-0 E 351.64 FT S 0-22-0 W 644.39 FT N 89-53-0 W 351.64 FT N 0-22-0 E 644.39 FT TO POB--LESS BAKER RD R/W-- ORB 3186 PG 1912 ORB 3253 PG 509 ORB 4420 PG 3
Legal Range	27E
Legal Township	18S
Legal Section	6
Legal Quarter	3
Legal Tract	0003
Legal Block	2
Legal Lot Number	51
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	2
Census Block	2044
Census Tract	30109

Owner

Source: Lake County records · APN 06-18-27-0003-000-05100

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1598, UMATILLA, FL 32784-1598
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage KELLER MORTGAGE LLC
Mar 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2014 · Amount on Record
Deed Sale	Feb 03, 2014 · Amount on Record
Deed Document Number	201412429
Deed Book / Page	4436 / 56
Prior Transfer Date	Jan 31, 2014
Prior Transfer Doc	0044360056
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	18400 BAKER RD, UMATILLA, FL 32784-8682
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18400 BAKER RAOD, UMATILLA, FL 32784-8682

Mortgage

Document Number	0055590585
Date	Oct 08, 2020
Book Page	5559/585
Instrument	2020112616

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	18400 BAKER RD, UMATILLA, FL 32784-8682
Document Number	0049181775
Book / Page	004918 / 001775
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 04, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	18400 BAKER RD UMATILLA FL 327848682, UMATILLA, FL 32784-8682

Mortgage

Document Number	0049181775
Date	Mar 22, 2017
Book Page	004918/001775
Instrument	30800

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,600 (+2.9%)	$387,480 (-0.38%) Land $102,500 Building $284,980
2025		$273,670 (+51.15%) Land $102,500 Building $171,170	$388,976 (+29.48%) Land $102,500 Building $286,476
2024	$2,765.00 (+11.27%)
2023	$2,485.00 (+8%) Homeowner's exemption	$181,060 (+3%)	$300,422 (+0.02%) Land $102,500 Building $197,922
2022	$2,301.00 Homeowner's exemption	$175,790	$300,360 Land $102,500 Building $197,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 20, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force

Wildfire

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile USA, Verizon, Xfinity.

Based on FCC filings for 11 locations within half a mile of this property.

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