1841 Ledger Rd, Chipley, FL 32428 Property Records

Washington County property record for 1841 Ledger Rd, Chipley, FL 32428

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 2,370 sqft · built 2021
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2025)
Tax Bill	$1,659 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000008970004`

Property Details

APN / Parcel Number

Primary APN	`000008970004`
Alternative APNs	`00000000-00-0897-0004` `08970004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,370 sqft Living Area
1st Floor Area	2,370 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1841 LEDGER RD
City	CHIPLEY
State	FL
Zip	32428-5170
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	29 3 13 5 ORB 1340 P 872, BG AT NEC OF SE4 OF SW4, RUN S 325 FT, W 670.42 FT, N 325 FT, E 669.77 FT TO POB AS DESC IN ORB 1340 P 872.
Legal Range	13W
Legal Township	03S
Legal Section	29
Legal Block	4
Legal Lot Number	4
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1047
Census Tract	970303

Owner

Source: Washington County assessment roll, APN 000008970004, as of December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1841 LEDGER RD, CHIPLEY, FL 32428-5170
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Warranty Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Feb 11, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 29, 2020	Deed of Trust, Mortgage VANDERBILT MTG & FIN
Aug 28, 2017	Warranty Deed, Transfer · Conventional Mortgage ROWLAND BOWKS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Aug 28, 2017 · Amount on Record
Deed Document Number	20254592
Deed Book / Page	1340 / 872
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 30, 2025
Property Address	1841 LEDGER RD, CHIPLEY, FL 32428-5170
Document Number	0067004592
Book / Page	1340 / 872
Instrument Date	Jun 27, 2025
Instrument	202567004592
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	CLEAR TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1788 MADISON LN, CHIPLEY, FL 32428-5734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1841 LEDGER RD, CHIPLEY, FL 32428-5170

Mortgage

Document Number	0000000004
Date	Jun 30, 2025
Instrument	20-/874

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1841 LEDGER RD, CHIPLEY, FL 32428-5170
Transaction Type	Mortgage
Record Updated	Apr 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1841 LEDGER RD, CHIPLEY, FL 32428-5170

Mortgage

Document Number	0067001359
Date	Feb 11, 2022
Book Page	1232/471
Instrument	202267001359

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	May 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1841 LEDGER RD, CHIPLEY, FL 32428-5170
Document Number	0067005313
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1841 LEDGER RD CHIPLEY FL 324285170, CHIPLEY, FL 32428-5170

Mortgage

Document Number	0067005313
Date	Aug 14, 2020
Book Page	001183/000537
Instrument	67005313

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 28, 2017
Property Address	1841 LEDGER RD, CHIPLEY, FL 32428-5170
Document Number	0067005910
Book / Page	001098 / 000256
Instrument Date	Aug 25, 2017
Instrument	67005910
Transaction Type	Transfer
Record Updated	Sep 08, 2017
Title Company	MTI TITLE INSURANCE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$451.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1841 LEDGER RD CHIPLEY FL 32428, CHIPLEY, FL 32428

Mortgage

Document Number	67005911
Date	Aug 28, 2017
Book Page	001098/000258
Instrument	67005911

Lender

Name	ROWLAND BOWKS
Address	170 JANES RD, ROCHESTER, NY 14612-2316

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll as of December 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,659.00 (+6.89%)	$160,628 (+2.9%)	$237,374 (+24.24%) Land $25,500 Building $211,874
2024	$1,552.00 (+2.51%) Homeowner's exemption	$156,101 (+3%)	$191,064 (+19.37%) Land $25,000 Building $166,064
2023	$1,514.00 (+3.63%) Homeowner's exemption	$151,554 (+3.26%)	$160,059 (+9.06%) Land $25,000 Building $135,059
2022	$1,461.00 Homeowner's exemption	$146,767 Land $25,000 Building $121,767	$146,767 Land $25,000 Building $121,767

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (12133C), as of July 4, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121339703031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 6 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile USA Fixed Wireless	25 / 3

May also be available: Wildstar Networks.

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