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1653 Ledger Rd, Chipley, FL 32428 Property Records

Washington County property record for 1653 Ledger Rd, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,238 sqft · built 2021
Lot Size21.2 acres (924,779 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Sep 2025)
Tax Bill$2,261 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Jan 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN000009330003

Property Details

APN / Parcel Number

Primary APN000009330003
Alternative APN
  • 09330003

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,238 sqft Heated Area
Gross Area2,316 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area924,779 sqft (21.2 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number000009330003
Street Address1653 LEDGER RD
CityCHIPLEY
StateFL
Zip32428-5160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description32 3 13 21.23 ORB 1348 P 872, THE W2 OF SE4, LESS THE N 1939.69 FEET.
Legal Range13W
Legal Township03N
Legal Section32
Legal Block0933
Legal Lot Number0003
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group2
Census Block2056
Census Tract970303

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4117 SAFARI ST, PANAMA CITY BEACH, FL 32408-6178
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jan 12, 2021Warranty Deed, Transfer
CORNERSTONE TITLE/HAMPTON RD
Apr 21, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 26, 2025 · Amount on Record
Deed SaleSep 26, 2025 · Amount on Record
Prior SaleJan 12, 2021 · Amount on Record
Deed Document Number202567006877
Deed Book / Page1348 / 872
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateSep 26, 2025
Property Address1653 LEDGER RD, CHIPLEY, FL 32428-5160
Document Number0067006877
Book / Page1348 / 872
Instrument DateSep 24, 2025
Instrument202567006877
Transaction TypeTransfer
Record UpdatedOct 29, 2025
Title CompanyCLEAR TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,555.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 758, SAUK RAPIDS, MN 56379-0758

Transferred To (Grantee/Buyer)

NameVerified Name
Address4117 SAFARI ST, PANAMA CITY BEACH, FL 32408-6178

Mortgage

Document Number0067006878
DateSep 26, 2025
Book Page1348/874
Instrument202567006878
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Address2160 SUPERIOR AVE, CLEVELAND, OH 44114
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJan 12, 2021
Property Address1653 LEDGER RD, CHIPLEY, FL 32428-5160
Document Number0067000232
Book / Page001195 / 000692
Instrument DateJan 7, 2021
Instrument67000232
Transaction TypeTransfer
Record UpdatedFeb 2, 2021
Title CompanyCORNERSTONE TITLE/HAMPTON RD

Transaction

AmountAmount Recorded
Tax$700.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6251 HIGHWAY 23 NE SAUK RAPIDS MN 563799617, SAUK RAPIDS, MN 56379-9617

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWASHINGTON FL
Recording DateApr 21, 2017
Property Address1653 LEDGER RD, CHIPLEY, FL 32428-5160
Document Number0067002385
Book / Page001086 / 000846
Instrument DateApr 20, 2017
Instrument67002385
Transaction TypeTransfer
Record UpdatedMay 1, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2891 HIGHWAY 79 VERNON FL 324623223, VERNON, FL 32462-3223

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax Bill
2025$2,261.00 (+3.72%)
2024$2,180.00 (+7.97%)
2023$2,019.00 (+8.72%)
2022$1,857.00

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1990–2018)
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Wildstar Networks
Fixed Wireless		200 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Ledger Rd

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