Washington County property record for 1716 Ledger Rd, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,277 sqft · built 2014 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,000 (Sep 2021) |
| Tax Bill | $540 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000009410001 |
| Primary APN | 000009410001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,277 sqft Heated Area |
| Gross Area | 3,427 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Type | Finished |
| Garage Area | 1,029 sqft |
| Porch | Open Porch |
| Porch Area | 349 sqft |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000009410001 |
|---|---|
| Street Address | 1716 LEDGER RD |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-5193 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 32 3 13 20 ORB 1217 P 637 W1/2 OF SW1/4 OF NE1/4 |
| Legal Range | 13W |
| Legal Township | 03N |
| Legal Section | 32 |
| Legal Block | 0941 |
| Legal Lot Number | 0001 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 970303 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1716 LEDGER RD, CHIPLEY, FL 32428-5193 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2021 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 8, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Nov 12, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2021 · Amount on Record |
| Deed Sale | Sep 13, 2021 · Amount on Record |
| Prior Sale | Feb 7, 2002 · Amount on Record |
| Deed Document Number | 0001217637 |
| Deed Book / Page | 1217 / 637 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Sep 13, 2021 |
| Property Address | 1716 LEDGER RD, CHIPLEY, FL 32428-5193 |
| Document Number | 0067006714 |
| Book / Page | 1217 / 637 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 202167006714 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1958 ROOKS CIR, 1958, COTTONDALE, FL 32431-9116 |
| Name | Verified Name |
|---|---|
| Address | 1716 LEDGER RD, CHIPLEY, FL 32428-5193 |
| Document Number | 0000000639 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 1217/639 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1716 LEDGER RD, CHIPLEY, FL 32428-5193 |
| Document Number | 0067004652 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1716 LEDGER RD CHIPLEY FL 324285193, CHIPLEY, FL 32428-5193 |
| Document Number | 0067004652 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 001181/000152 |
| Instrument | 67004652 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 1716 LEDGER RD, CHIPLEY, FL 32428-5193 |
| Document Number | 0067009068 |
| Instrument Date | Nov 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1716 LEDGER RD CHIPLEY FL 324285193, CHIPLEY, FL 32428-5193 |
| Document Number | 0067009068 |
|---|---|
| Date | Nov 18, 2019 |
| Book Page | 001161/000784 |
| Instrument | 67009068 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2049 |
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $540.00 (+6.3%) Homeowner's exemption | $236,049 (+2.86%) | $313,937 (+15.77%) |
| 2024 | $508.00 (-31.72%) Homeowner's exemption | $229,477 (+3.23%) | $271,184 (+8.65%) |
| 2023 | $744.00 (+2.9%) Homeowner's exemption | $222,294 (+2.96%) | $249,592 (+9.35%) |
| 2022 | $723.00 Homeowner's exemption | $215,902 | $228,252 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1990–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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