18400 E Cobre Way, Rio Verde, AZ 85263 Property Records

Maricopa County property record for 18400 E Cobre Way, Rio Verde, AZ 85263

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,805 sqft · built 1998
Lot Size	0.395 acres (17,199 sqft)
Owner	2 Individual Names on File
Last Sale	$1,160,000 (May 2022)
Tax Bill	$4,875 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2022 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`219-14-376`

Property Details

APN / Parcel Number

Primary APN	`219-14-376`
Alternative APN	`219143765`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,805 sqft Living Area
Gross Area	2,992 sqft
1st Floor Area	2,805 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	17,199 sqft (0.395 acres)
View / Lot	Golf Course
Parking Spaces	2 Parking Spaces
Pool Type	Pool Type
Pool Area	525 sqft
Patio Area	187 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18400 E COBRE WAY
City	RIO VERDE
State	AZ
Zip	85263-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	TONTO VERDE UNIT FOUR CORR MCR 438-47
Legal Range	7E
Legal Township	5N
Legal Section	31
Legal Subdivision	TONTO VERDE UNIT FOUR CORR
Legal Lot Number	283
Legal Unit	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	TONTO NATIONAL FOREST
Census Block Group	3
Census Block	3001
Census Tract	10104

Owner

18400 E Cobre Way is owned by two individuals who bought it in May 2022.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 LOCUST HILLS DR, WAYZATA, MN 55391-1968
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
May 10, 2022	Warranty Deed, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
May 12, 2022	Re-recorded Document PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	Jun 29, 2006 · Amount on File
Deed Document Number	2022406075
Prior Transfer Date	Apr 27, 2022
Prior Transfer Doc	0000416404
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	18400 E COBRE WAY, RIO VERDE, AZ 85263-6014
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 LOCUST HILLS DR, WAYZATA, MN 55391-1968

Mortgage

Document Number	0000580252
Date	Jul 18, 2022
Instrument	20220580252

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.96%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	8.96%
Index	1-Year CMT
Max Rate	8.96%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 10, 2022
Property Address	18400 E COBRE WAY, RIO VERDE, AZ 85263-6014
Document Number	0000406075
Map Reference	MB 426 PG 2
Instrument Date	Apr 27, 2022
Instrument	20220406075
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4708 PHLOX LN, 4708, EDINA, MN 55435-4011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 LOCUST HILLS DR, WAYZATA, MN 55391-1968

May 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	May 12, 2022
Property Address	18400 E COBRE WAY, RIO VERDE, AZ 85263-6014
Document Number	0000416404
Map Reference	MB 438 PG 47
Instrument Date	Apr 27, 2022
Instrument	20220416404
Record Updated	Nov 9, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	520 LOCUST HILLS DR, WAYZATA, MN 55391-1968

Tax Assessment & Valuation

The 2025 property tax bill for 18400 E Cobre Way was $4,875.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	School District Not Defined (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,430 (+69.13%)	$924,300 (+14.14%) Land $184,800 Building $739,500
2025	$4,875.00	$54,649 (-31.07%)	$809,800 (+2.14%) Land $161,900 Building $647,900
2024		$79,280	$792,800 Land $158,500 Building $634,300
2022	$4,017.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18400 E Cobre Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18400 E Cobre Way is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR- RIO VERDE public/private · serves 5,330 people · EPA ID AZ0407121
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: BAM Broadband.

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