18320 E Cobre Way, Rio Verde, AZ 85263 Property Records

Maricopa County property record for 18320 E Cobre Way, Rio Verde, AZ 85263

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,916 sqft · built 1998
Lot Size	0.448 acres (19,550 sqft)
Owner	Individual Name on File
Last Sale	$816,000 (May 2022)
Tax Bill	$3,641 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Feb 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`219-14-377`

Property Details

APN / Parcel Number

Primary APN	`219-14-377`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,916 sqft Living Area
1st Floor Area	2,916 sqft

Exterior

Year Built	Built 1998
Exterior Material	Wood
Construction Type	Frame
Roof Material	Clay Tile
Lot Area	19,550 sqft (0.448 acres)
Parking Spaces	2 Parking Spaces
Patio Area	831 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	18320 E COBRE WAY
City	RIO VERDE
State	AZ
Zip	85263-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	TONTO VERDE UNIT FOUR CORR MCR 438-47
Legal Range	06E
Legal Township	05N
Legal Section	36
Legal Quarter	NE
Legal Subdivision	TONTO VERDE UNIT FOUR CORR
Legal Lot Number	284
Legal Unit	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	TONTO NATIONAL FOREST
Census Block Group	3
Census Block	3003
Census Tract	10104

Owner

18320 E Cobre Way is owned by an individual who bought it in May 2022.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18601 E AGUA VERDE DR, RIO VERDE, AZ 85263-5018
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Warranty Deed, Transfer CUMBERLAND FEDERAL BANK FSB
Feb 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	Feb 4, 2020
Deed Document Number	20220461124
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 31, 2022
Property Address	18320 E COBRE WAY, RIO VERDE, AZ 85263-6015
Document Number	0000461124
Map Reference	MB 438 PG 47
Instrument Date	May 23, 2022
Instrument	20220461124
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	GRAND CANYON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18320 E COBRE WAY, 18320, RIO VERDE, AZ 85263-6015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18601 E AGUA VERDE DR, RIO VERDE, AZ 85263-5018

Mortgage

Document Number	0000461125
Date	May 31, 2022
Instrument	20220461125

Lender

Name	CUMBERLAND FEDERAL BANK FSB
Type	Bank

Agreement

Amount	Amount on Record

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 4, 2020
Property Address	18320 E COBRE WAY, RIO VERDE, AZ 85263-6015
Document Number	0000093700
Instrument Date	Jan 29, 2020
Instrument	93700
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18320 E COBRE WAY RIO VERDE AZ 852636015, RIO VERDE, AZ 85263-6015

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 29, 2020
Property Address	18320 E COBRE WAY, RIO VERDE, AZ 85263-6015
Document Number	0000078898
Instrument Date	Jan 29, 2020
Instrument	78898
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18320 E COBRE WAY RIO VERDE AZ 852636015, RIO VERDE, AZ 85263-6015

Tax Assessment & Valuation

The 2025 property tax bill for 18320 E Cobre Way was $3,641.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	School District Not Defined (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,970	$899,700 Land $179,900 Building $719,800
2025	$3,641.00
2024		$84,530	$845,300 Land $169,000 Building $676,300
2023	$4,521.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18320 E Cobre Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18320 E Cobre Way is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR- RIO VERDE public/private · serves 5,330 people · EPA ID AZ0407121
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: BAM Broadband.

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