18314 E Cobre Way, Rio Verde, AZ 85263 Property Records

Maricopa County property record for 18314 E Cobre Way, Rio Verde, AZ 85263

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,421 sqft · built 2014
Lot Size	0.368 acres (16,061 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Mar 2013)
Tax Bill	$4,786 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`219-14-378`

Property Details

APN / Parcel Number

Primary APN	`219-14-378`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,421 sqft Living Area
1st Floor Area	3,421 sqft

Exterior

Year Built	Built 2014
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	16,061 sqft (0.368 acres)
Parking Spaces	2 Parking Spaces
Patio Area	242 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	18314 E COBRE WAY
City	RIO VERDE
State	AZ
Zip	85263-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	TONTO VERDE UNIT FOUR CORR MCR 438-47
Legal Range	06E
Legal Township	05N
Legal Section	36
Legal Quarter	NE
Legal Subdivision	TONTO VERDE UNIT FOUR CORR
Legal Lot Number	285
Legal Unit	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	TONTO NATIONAL FOREST
Census Block Group	3
Census Block	3003
Census Tract	10104

Owner

18314 E Cobre Way is owned and occupied by an individual who acquired it in February 2020.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	18314 E COBRE WAY, RIO VERDE, AZ 85263-6015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEGACY MORTGAGE AND INVESTMENT CORPORATI
Feb 12, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage LEGACY LENDING USA
Feb 12, 2020	Quit Claim Deed, Transfer DRIGGS TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2013 · Amount on File
Deed Sale	Mar 29, 2013 · Amount on File
Prior Sale	Feb 12, 2020
Deed Document Number	0000287583
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	18314 E COBRE WAY, RIO VERDE, AZ 85263-6015
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18314 E COBRE WAY, RIO VERDE, AZ 85263-6015

Mortgage

Document Number	0001244636
Date	Dec 17, 2020
Instrument	20201244636

Lender

Name	ZB NA
Type	Bank
Address	GLENDALE, AZ 85305

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	18314 E COBRE WAY, RIO VERDE, AZ 85263-6015
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18314 E COBRE WAY, RIO VERDE, AZ 85263-6015

Mortgage

Document Number	0000498389
Date	May 4, 2021
Instrument	20210498389

Lender

Name	LEGACY MORTGAGE AND INVESTMENT CORPORATI
Type	Non-Lending Institution
Address	TEMPE, AZ 85282

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 12, 2020
Property Address	18314 E COBRE WAY, RIO VERDE, AZ 85263-6015
Document Number	0000118876
Map Reference	MB 438 PG 47
Instrument Date	Feb 5, 2020
Instrument	20200118876
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18314 E COBRE WAY, RIO VERDE, AZ 85263-6015

Mortgage

Document Number	0000118877
Date	Feb 12, 2020
Instrument	20200118877

Lender

Name	LEGACY LENDING USA
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 12, 2020
Property Address	18314 E COBRE WAY, RIO VERDE, AZ 85263-6015
Document Number	0000118878
Instrument Date	Feb 5, 2020
Instrument	118878
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	DRIGGS TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18314 E COBRE WAY RIO VERDE AZ 852636015, RIO VERDE, AZ 85263-6015

Tax Assessment & Valuation

The 2025 property tax bill for 18314 E Cobre Way was $4,786.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Unified School District	School District Not Defined (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,350	$1,083,500 Land $216,700 Building $866,800
2025	$4,786.00
2024		$100,530	$1,005,300 Land $201,000 Building $804,300
2023	$4,508.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18314 E Cobre Way in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18314 E Cobre Way is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 51% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR- RIO VERDE public/private · serves 5,330 people · EPA ID AZ0407121
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: BAM Broadband.

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