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1840 Vera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1840 Vera Dr, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1996
Square Footage1,827 sqft Heated Area
Lot Size9,583 sqft (0.219 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2025)
Tax Bill$4,766.00 (2025)

Property Details

APN / Parcel Number

Primary APN0126314460000B0160
Alternative APN
  • 95001

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area1,827 sqft Heated Area
Gross Area1,947 sqft Gross Area
1st Floor1,144 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Exterior MaterialAluminum Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,583 sqft (0.219 acres)
Depth X Width120 ft x 79 ft Depth x Width

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area192 sqft Shed
Deck Area200 sqft Deck
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number95001
Street Address1840 VERA DR
CitySAINT CLOUD
StateFL
Zip34771-8542
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAKWOOD SHORES UNIT 1 PB 1 PG 358 BLK B N 29 FT LOT B-16 AND ALL LOT B-17
Legal Range31E
Legal Township26S
Legal Section01
Legal SubdivisionOAKWOOD SHORES
Legal Tract4460
Legal BlockB
Legal Lot NumberB
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup1
Census Block1042
Census Tract43801

Owner

Source: Osceola County records · APN 0126314460000B0160

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1840 VERA DR, SAINT CLOUD, FL 34771-8542
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 25, 2021Deed of Trust, Mortgage
HOMETAP INVESTMENT PARTNERNS II LP
Jun 18, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS
Aug 29, 2017Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA
Aug 03, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Jul 17, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 08, 2025 · Amount on Record
Deed SaleJan 08, 2025 · Amount on Record
Prior SaleAug 29, 2017 · Amount on Record
Deed Doc Number0006724662
Deed Book / Page6724 / 662
Record RefreshedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1840 VERA DR, SAINT CLOUD, FL 34771-8542
Transaction TypeMortgage
Record UpdatedJun 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 VERA DR, SAINT CLOUD, FL 34771-8542

Mortgage

Document Number0059660314
DateMay 25, 2021
Book Page5966/314
Instrument2021081034
Lender
NameHOMETAP INVESTMENT PARTNERNS II LP
TypeNon-Lending Institution
AddressBOSTON, MA 02199
Agreement
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1840 VERA DR, SAINT CLOUD, FL 34771-8542
Document Number0057402629
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1840 VERA DR ST CLOUD FL 347718542, ST CLOUD, FL 34771-8542

Mortgage

Document Number0057402629
DateJun 19, 2020
Book Page005740/002629
Instrument79345
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueJun 18, 2040

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 29, 2017
Property Address1840 VERA DR, SAINT CLOUD, FL 34771-8542
Document Number0052020394
Book / Page005202 / 000394
Instrument DateAug 24, 2017
Instrument125175
Transaction TypeTransfer
Record UpdatedAug 25, 2018
Title CompanyQUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2207 GRUNDY RD WOODBRIDGE VA 221912528, WOODBRIDGE, VA 22191-2528

Mortgage

Document Number52020396
DateAug 29, 2017
Book Page005202/000396
Instrument125176
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2047

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 03, 2017
Property Address1840 VERA DR, SAINT CLOUD, FL 34771-8542
Document Number0051891570
Book / Page005189 / 001570
Instrument DateMay 25, 2017
Instrument112705
Transaction TypeTransfer
Record UpdatedAug 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$628.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1440 ENGLEWOOD DR ST CLOUD FL 347728115, ST CLOUD, FL 34772-8115

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 17, 2017
Property Address1840 VERA DR, SAINT CLOUD, FL 34771-8542
Document Number0051792382
Book / Page005179 / 002382
Instrument DateMay 25, 2017
Instrument102990
Transaction TypeTransfer
Record UpdatedAug 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$628.00
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1440 ENGLEWOOD DR ST CLOUD FL 347728115, ST CLOUD, FL 34772-8115

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,766.00 (+49.55%)$308,300 (+52.78%) Land $70,000 Building $238,300$308,300 (+52.78%) Land $70,000 Building $238,300
2023$3,187.00 (+12.69%)$201,800 (+19.76%) Land $45,000 Building $156,800$201,800 (+19.76%) Land $45,000 Building $156,800
2022$2,828.00$168,500 Land $35,000 Building $133,500$168,500 Land $35,000 Building $133,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskHigh
above 82% of the US · above 72% of Florida
Wildfire LikelihoodAbout 1 in 159 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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