Osceola County property record for 1836 Vera Dr, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,297 sqft Living Area |
| Lot Size | 11,979 sqft (0.275 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $345,000 (2024) |
| Tax Bill | $4,206.00 (2025) |
| Primary APN | 01-26-31-4460-000B-0180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,297 sqft Living Area |
| Gross Area | 2,006 sqft Gross Area |
| 1st Floor | 1,297 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 11,979 sqft (0.275 acres) |
| Depth X Width | 120 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 515 sqft Garage |
| Porch Area | 194 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1836 VERA DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8542 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD SHORES PB 1 PG 358 UNIT 1 BLK B LOT 18 & 19 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | OAKWOOD SHORES |
| Legal Tract | 4460 |
| Legal Block | B |
| Legal Lot Number | 18 |
| Legal Unit | 1B |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1042 |
| Census Tract | 43801 |
Source: Osceola County records · APN 01-26-31-4460-000B-0180
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1836 VERA DR, SAINT CLOUD, FL 34771-8542 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 06, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDFLORIDA CU |
| Jan 17, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MIDFLORIDA CU |
| Oct 29, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2024 · Amount on Record |
| Deed Sale | May 03, 2024 · Amount on Record |
| Prior Sale | Oct 29, 2018 · Amount on Record |
| Deed Doc Number | 202458303 |
| Deed Book / Page | 6594 / 2115 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1836 VERA DR, SAINT CLOUD, FL 34771-8542 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1836 VERA DR, SAINT CLOUD, FL 34771-8542 |
| Document Number | 0061232480 |
|---|---|
| Date | Jan 06, 2022 |
| Book Page | 6123/2480 |
| Instrument | 2022003315 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33801 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1836 VERA DR, SAINT CLOUD, FL 34771-8542 |
| Document Number | 0056622617 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1836 VERA DR ST CLOUD FL 347718542, ST CLOUD, FL 34771-8542 |
| Document Number | 0056622617 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 005662/002617 |
| Instrument | 11625 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | LAKELAND, FL 33801 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 29, 2018 |
| Property Address | 1836 VERA DR, SAINT CLOUD, FL 34771-8542 |
| Document Number | 0054251093 |
| Book / Page | 5425 / 1093 |
| Map Reference | MB1 PG358 |
| Instrument Date | Oct 26, 2018 |
| Instrument | 2018161327 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1825 MIDLAND DR, 1825, SAINT CLOUD, FL 34771-9792 |
| Name | Verified Name |
|---|---|
| Address | 1836 VERA DR, SAINT CLOUD, FL 34771-8542 |
| Document Number | 2018161328 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 2018161328 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,206.00 (+87.6%) | $293,000 (+87.58%) Land $70,000 Building $223,000 | $293,000 (+25.91%) Land $70,000 Building $223,000 |
| 2023 | $2,242.00 (+5.06%) Homeowner's exemption | $156,197 (+3%) | $232,700 (+19.33%) Land $45,000 Building $187,700 |
| 2022 | $2,134.00 Homeowner's exemption | $151,648 | $195,000 Land $35,000 Building $160,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 82% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 159 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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