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1828 Vera Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1828 Vera Dr, Saint Cloud, FL 34771 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 1988
Lot Size0.253 acres (11,020 sqft)
Owner2 Company Names on File
Tax Bill$1,661 (2025)
Deeds & MortgagesMay 2026 Transfer
Jun 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN01-26-31-4460-000B-0220

Property Details

APN / Parcel Number

Primary APN01-26-31-4460-000B-0220
Alternative APNs
  • 2631014460000B0220
  • 95006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area2,202 sqft
1st Floor Area1,560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,020 sqft (0.253 acres)
Lot Dimensions110 ft deep x 100 ft wide
Garage TypeAttached
Garage Area390 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchFlorida Room
Porch Area252 sqft
Deck Area280 sqft
Utility Building48 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1828 VERA DR
CitySAINT CLOUD
StateFL
Zip34771-8542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKWOOD SHORES UNIT 1 BLK B UNIT 1 LOTS B-22 & B23 PB 1 PG 358
Legal Range31E
Legal Township26S
Legal Section01
Legal SubdivisionOAKWOOD SHORES
Legal Tract4460
Legal BlockB
Legal Lot NumberB-22
Legal Unit1B
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1042
Census Tract43801

Owner

Source: Osceola County records · APN 01-26-31-4460-000B-0220

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1828 VERA DR, SAINT CLOUD, FL 34771-8542
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jun 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 21, 2026
Transfer Doc0000068807
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMay 27, 2026
Property Address1828 VERA DR, SAINT CLOUD, FL 34771-8542
Document Number0000068807
Book / Page6977 / 347
Instrument DateMay 21, 2026
Instrument202668807
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address1828 VERA DR, SAINT CLOUD, FL 34771-8542

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1828 VERA DR, SAINT CLOUD, FL 34771-8542
Transaction TypeMortgage
Record UpdatedJul 19, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059890828
DateJun 25, 2021
Book Page5989/828
Instrument2021099635
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2036

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,661.00 (+10.66%) Homeowner's exemption$109,302 (+5.99%)$287,600 (+23.17%) Land $70,000 Building $217,600
2023$1,501.00 (+6.15%) Homeowner's exemption$103,129 (+3%)$233,500 (+19.38%) Land $45,000 Building $188,500
2022$1,414.00 Homeowner's exemption$100,126$195,600 Land $35,000 Building $160,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 192 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023, rainfall accumulation

Wildfire

Wildfire RiskHigh
above 75% of the US · above 60% of Florida
Wildfire LikelihoodAbout 1 in 254 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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