St. Johns County property record for 1828 S Cappero Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,336 sqft · built 2009 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $339,000 (Jul 2017) |
| Tax Bill | $3,568 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028685-7350 |
| Primary APN | 028685-7350 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,336 sqft Living Area |
| Gross Area | 4,396 sqft |
| 1st Floor Area | 2,881 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 762 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 454 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 632 sqft |
| Deck Area | Deck Area |
| Patio Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1828 S CAPPERO DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-4768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 52/16-42 MURABELLA UNIT 1 LOT 735 OR4412/1289 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 1 |
| Legal Block | 1 |
| Legal Lot Number | 735 |
| Legal Unit | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 20906 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1828 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2020 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 31, 2017 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Prior Sale | Jun 22, 2009 · Amount on Record |
| Deed Document Number | 201752410 |
| Deed Book / Page | 4412 / 1289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1828 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049340409 |
|---|---|
| Date | May 1, 2020 |
| Book Page | 4934/409 |
| Instrument | 2020033583 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 31, 2017 |
| Property Address | 1828 S CAPPERO DR, SAINT AUGUSTINE, FL 32092-4768 |
| Document Number | 0044121289 |
| Book / Page | 004412 / 001289 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 52410 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Title Company | HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,373.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1828 S CAPPERO DR ST AUGUSTINE FL 320924768, ST AUGUSTINE, FL 32092-4768 |
| Document Number | 44121291 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 004412/001291 |
| Instrument | 52411 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2047 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,043 (+2.7%) | $670,660 (+8.6%) Land $145,000 Building $525,660 | |
| 2025 | $3,568.00 (-50.17%) Disabled Person's exemption Veteran's exemption | $349,604 (+2.9%) | $617,528 (-2.37%) Land $125,000 Building $492,528 |
| 2024 | $7,161.00 (+3.75%) Homeowner's exemption | $339,751 (+3%) | $632,533 (+6.06%) Land $115,000 Building $517,533 |
| 2023 | $6,902.00 (+2.86%) Homeowner's exemption | $329,855 (+3%) | $596,407 (+7.29%) Land $95,200 Building $501,207 |
| 2022 | $6,710.00 Homeowner's exemption | $320,248 | $555,858 Land $95,200 Building $460,658 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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