San Mateo County property record for 184 Ruby Ave, San Carlos, CA 94070 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1952 |
| Square Footage | 3,256 sqft Living Area |
| Lot Size | 6,986 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,300,000 (2013) |
| Tax Bill | $35,690.00 (2025) |
| Primary APN | 051-224-460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 3,256 sqft Living Area |
| 1st Floor | 1,439 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 6,986 sqft (0.16 acres) |
| Depth X Width | 113 ft x 60 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 217 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 184 RUBY AVE |
|---|---|
| City | SAN CARLOS |
| State | CA |
| Zip | 94070-4521 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 19 BLOCK 8 WHITE OAKS TRACT 2 & 5 OF ROW |
| Legal Subdivision | WHITE OAKS TRACT 2 |
| Legal Tract | 2,5 |
| Legal Block | 8 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN MATEO CA |
| Minor Civil Division | SAN MATEO |
| Census Blockgroup | 2 |
| Census Block | 2020 |
| Census Tract | 609300 |
Source: San Mateo County records · APN 051-224-460
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 184 RUBY AVE, SAN CARLOS, CA 94070-4521 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · Building or Construction Mortgage KINECTA FCU |
| May 04, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) MUFG UNION BANK NA |
| Jul 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 17, 2017 | Loan Modification, Mortgage · Line of Credit MUFG UNION BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 11, 2013 · Amount on Record |
| Deed Sale | Dec 11, 2013 · Amount on Record |
| Prior Sale | May 05, 2000 · Amount on Record |
| Deed Doc Number | 2013166932 |
| Last Transfer Date | Jul 18, 2019 |
| Transfer Doc | 0000056702 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 184 RUBY AVE, SAN CARLOS, CA 94070-4521 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 184 RUBY AVE, SAN CARLOS, CA 94070-4521 |
| Document Number | 0000159219 |
|---|---|
| Date | Nov 16, 2021 |
| Instrument | 2021-159219 |
| Name | KINECTA FCU |
|---|---|
| Type | Credit Union |
| Address | MANHATTAN BEACH, CA 90266 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 184 RUBY AVE, SAN CARLOS, CA 94070-4521 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000038553 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 2017-038553 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | May 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jul 19, 2019 |
| Property Address | 184 RUBY AVE, SAN CARLOS, CA 94070-4521 |
| Document Number | 0000056702 |
| Instrument Date | Jul 18, 2019 |
| Instrument | 56702 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 184 RUBY AVE SAN CARLOS CA 940704521, SAN CARLOS, CA 94070-4521 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 184 RUBY AVE, SAN CARLOS, CA 94070-4521 |
| Document Number | 0000038551 |
| Instrument Date | Apr 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 184 RUBY AVE SAN CARLOS CA 940704521, SAN CARLOS, CA 94070-4521 |
| Document Number | 0000038551 |
|---|---|
| Date | May 04, 2017 |
| Instrument | 38551 |
| Name | MUFG UNION BK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Carlos City |
| Elementary School District | San Carlos Elementary School District (KG - 08) |
| Secondary School District | Sequoia Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,097,366 (+2%) Land $812,741 Building $2,284,625 | ||
| 2025 | $35,690.00 (+4.89%) Homeowner's exemption | $3,036,635 (+4.04%) Land $796,805 Building $2,239,830 | |
| 2023 | $34,026.00 (+98.55%) Homeowner's exemption | $2,918,720 Land $765,865 Building $2,152,855 | $3,255,570 |
| 2022 | $17,137.00 |
184 Ruby Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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