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174 Ruby Ave, San Carlos, CA 94070 Property Records

San Mateo County property record for 174 Ruby Ave, San Carlos, CA 94070 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2018
Square Footage3,395 sqft Living Area
Lot Size6,086 sqft (0.14 acres)
GarageAttached, 400 sqft
Last Sale$1,551,000 (2015)
Tax Bill$39,816.00 (2025)

Property Details

APN / Parcel Number

Primary APN051-224-440
Alternative APN
  • 051224090

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area3,395 sqft Living Area
Gross Area3,855 sqft Gross Area
1st Floor1,754 sqft 1st Floor
2nd Floor1,641 sqft 2nd Floor
Basement Area460 sqft Basement
Family RoomFamily Room
Stories2 Stories

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area6,086 sqft (0.14 acres)
Depth X Width115 ft x 53 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address174 RUBY AVE
CitySAN CARLOS
StateCA
Zip94070-4521
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 21 BLOCK 8 WHITE OAKS TRACT 2 & 5 OF ROW
Legal SubdivisionWHITE OAKS TRACT 2
Legal Tract2,5
Legal Block8
Legal Lot Number21
JurisdictionSAN MATEO CA
Minor Civil DivisionSAN MATEO
Census Blockgroup2
Census Block2020
Census Tract609300

Owner

Source: San Mateo County records · APN 051-224-440

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address174 RUBY AVE, SAN CARLOS, CA 94070-4521
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK
Dec 15, 2017Deed of Trust, Mortgage · Line of Credit
FIRST REPUBLIC BANK
Dec 15, 2017Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2015 · Amount on Record
Deed SaleJul 10, 2015 · Amount on Record
Prior SaleJul 28, 1998 · Amount on Record
Deed Doc Number201572932
Prior Transfer DateDec 20, 2013
Prior Transfer Doc0000003684
Record RefreshedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address174 RUBY AVE, SAN CARLOS, CA 94070-4521
Transaction TypeMortgage
Record UpdatedApr 01, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 RUBY AVE, SAN CARLOS, CA 94070-4521

Mortgage

Document Number0000020585
DateMar 09, 2022
Instrument2022-020585
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address174 RUBY AVE, SAN CARLOS, CA 94070-4521
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000112681
DateDec 15, 2017
Instrument2017-112681
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 26, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address174 RUBY AVE, SAN CARLOS, CA 94070-4521
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000112680
DateDec 15, 2017
Instrument2017-112680
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJan 01, 2048
Interest
Rate TypeAdjustable Rate
Rate2.95%
Type Change DateJan 01, 2025
Change FrequencyAnnually
Min Rate At Change2.5%
Index1-Year LIBOR
Max Rate9.95%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Carlos City
Elementary School DistrictSan Carlos Elementary School District (KG - 08)
Secondary School DistrictSequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,467,266 (+2%) Land $1,569,712 Building $1,897,554
2025$39,816.00 (+4.88%)$3,399,282 (+4.04%) Land $1,538,934 Building $1,860,348
2023$37,963.00 (+2.51%)$3,267,285 Land $1,479,176 Building $1,788,109$3,347,550
2022$37,032.00

Flood & Wildfire

174 Ruby Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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