Clay County property record for 145 Riverchase Dr, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4,094 sqft · built 2008 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $366,700 (Mar 2019) |
| Tax Bill | $1,610 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 088B 19B 0070000 |
| Primary APN | 088B 19B 0070000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 4,094 sqft Finished Area |
| 1st Floor Area | 2,501 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 30,056 sqft (0.69 acres) |
| Gazebo | 144 sqft |
| Boat House | 700 sqft |
| Street Address | 145 RIVERCHASE DR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-9519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 19 T 17 R 08 LOT IN RIVERCHASE HARBOR BEING .69 AC IN SW COR SW 1/4 SE 1/4 NE 1/4 DB 301/175 |
| Legal Range | 08E |
| Legal Township | 17 |
| Legal Section | 19 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 950500 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 145 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED STATES SMALL BUSINESS ADMIN |
| Mar 11, 2019 | Deed of Trust, Mortgage JTS&CO |
| Jan 24, 2020 | Deed of Trust, Mortgage FREEDOM MORTGAGE CORP |
| Mar 11, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2019 · Amount on Record |
| Deed Sale | Mar 11, 2019 · Amount on Record |
| Deed Document Number | 2019833 |
| Deed Book / Page | 301 / 175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 145 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 145 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Document Number | 0LM575/495 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | LM 575/495 |
| Instrument | 2025005691 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 23, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 145 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000511/991 |
|---|---|
| Date | Mar 11, 2019 |
| Book Page | 511/991 |
| Instrument | 2019000834 |
| Name | JTS&CO |
|---|---|
| Type | Non-Lending Institution |
| Address | COLUMBUS, MS 39705 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 145 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 519/778 |
|---|---|
| Date | Jan 24, 2020 |
| Book Page | 519/778 |
| Instrument | 2020000292 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Mar 11, 2019 |
| Property Address | 145 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
| Document Number | 301/175 |
| Book / Page | 301 / 175 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 2019000833 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9771 MS HIGHWAY 25, 9771, STARKVILLE, MS 39759-4944 |
| Name | Verified Name |
|---|---|
| Address | 145 RIVERCHASE DR, WEST POINT, MS 39773-9519 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,610.00 (-41%) Additional exemption filed | $30,366 (-) Land $3,000 Building $27,366 | $303,662 (-) Land $30,000 Building $273,662 |
| 2024 | $30,366 (+13.76%) Land $3,000 Building $27,366 | $303,662 (+13.76%) Land $30,000 Building $273,662 | |
| 2023 | $2,729.00 (+1.68%) | $26,693 Land $3,000 Building $23,693 | $266,928 Land $30,000 Building $236,928 |
| 2022 | $2,684.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 43 (1990–2021) |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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