184 Paddock Cir, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 184 Paddock Cir, Schenectady, NY 12306

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,826 sqft · built 2015
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Mar 2026)
Tax Bill	$8,090 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 70.-3-102`

Property Details

APN / Parcel Number

Primary APN	`422800 70.-3-102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,826 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	184 PADDOCK CIR
City	SCHENECTADY
State	NY
Zip	12306-2561
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRD
Legal Block	3
Legal Lot Number	102.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2021
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	271 PANGBURN RD, SCHENECTADY, NY 12306-5844
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU
Sep 7, 2023	Deed, Transfer
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2026 · Amount on Record
Deed Sale	Mar 18, 2026 · Amount on Record
Prior Sale	Sep 7, 2023 · Amount on Record
Deed Document Number	20265811
Deed Book / Page	2168 / 476
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Mar 18, 2026
Property Address	184 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000005811
Map Reference	MB 1914 PG 218
Instrument Date	Mar 18, 2026
Instrument	202605811
Transaction Type	Transfer
Record Updated	Apr 28, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 PADDOCK CIR, SCHENECTADY, NY 12306-2561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 PANGBURN RD, SCHENECTADY, NY 12306-5844

Mortgage

Document Number	0000005812
Date	Mar 18, 2026
Instrument	202605812

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Index	SOFR Average 30-Day
Max Rate	10.6%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 7, 2023
Property Address	184 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000050635
Book / Page	2115 / 434
Instrument Date	Aug 23, 2023
Instrument	202350635
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount Recorded
Tax	$1,196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 PADDOCK CIR, SCHENECTADY, NY 12306-2561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	958 LLOUCESTER PLACE, NISKAYUNA, NY 12309

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 5, 2021
Property Address	184 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000049577
Book / Page	2068 / 653
Instrument Date	Sep 27, 2021
Instrument	202149577
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,052.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 PADDOCK CIR, 184, SCHENECTADY, NY 12306-2561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 PADDOCK CIR, SCHENECTADY, NY 12306-2561

Mortgage

Document Number	0000049578
Date	Oct 5, 2021
Instrument	202149578

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,090.00	$217,600 (-) Land $5,000 Building $212,600	$334,800 (+16.94%) Land $7,693 Building $327,107
2023		$217,600 (-) Land $5,000 Building $212,600	$286,300 (+9.19%) Land $6,579 Building $279,721
2022		$217,600 Land $5,000 Building $212,600	$262,200 Land $6,025 Building $256,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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