178 Paddock Cir, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 178 Paddock Cir, Schenectady, NY 12306

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,332 sqft · built 2017
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jan 2026)
Tax Bill	$8,013 (2025)
Deeds & Mortgages	Jan 2026 Sale Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`422800 70.-3-97`

Property Details

APN / Parcel Number

Primary APN	`422800 70.-3-97`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	178 PADDOCK CIR
City	SCHENECTADY
State	NY
Zip	12306-2561
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRD
Legal Subdivision	HELDERBERG MEADOWS CONDOMINIUM
Legal Block	3
Legal Lot Number	97.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1034
Census Tract	33002

Owner

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	31 CORNING ST, ALBANY, NY 12205-3301
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 17, 2017	Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP
Aug 2, 2017	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Aug 17, 2017 · Amount on Record
Deed Document Number	2026771
Deed Book / Page	2164 / 281
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 13, 2026
Property Address	178 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000000771
Map Reference	MB 1938 PG 1
Instrument Date	Dec 29, 2025
Instrument	202600771
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1786 UNION ST APT 334, 334, NISKAYUNA, NY 12309-6900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 CORNING ST, COLONIE, NY 12205-3301

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	178 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 PADDOCK CIR 178, 178, SCHENECTADY, NY 12306-2561

Mortgage

Document Number	0000009932
Date	Feb 24, 2022
Book Page	5203/868
Instrument	202209932

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	178 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	SEARCHNY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 PADDOCK CIR 178, 178, SCHENECTADY, NY 12306-2561

Mortgage

Document Number	0000009933
Date	Feb 24, 2022
Book Page	5203/888
Instrument	202209933

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2051

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 17, 2017
Property Address	178 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000037195
Book / Page	1969 / 359
Instrument Date	Jul 25, 2017
Instrument	201737195
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$870.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 VON ROLL DR, 151, SCHENECTADY, NY 12306-2445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	236 EDWARD ST, SCHENECTADY, NY 12304-2912

Mortgage

Document Number	0000037196
Date	Aug 17, 2017
Book Page	4781/676
Instrument	201737196

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 2, 2017
Property Address	178 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000034798
Book / Page	001968 / 000278
Instrument Date	Jun 27, 2017
Instrument	34798
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 VON ROLL DR SCHENECTADY NY 123062445, SCHENECTADY, NY 12306-2445

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,013.00	$215,300 (-) Land $5,000 Building $210,300	$331,200 (+10.77%) Land $7,692 Building $323,508
2024		$215,300 (-) Land $5,000 Building $210,300	$299,000 (+5.54%) Land $6,944 Building $292,056
2023		$215,300 Land $5,000 Building $210,300	$283,300 Land $6,579 Building $276,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Verizon.

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