180 Paddock Cir, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 180 Paddock Cir, Schenectady, NY 12306

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,332 sqft · built 2015
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$224,000 (Dec 2020)
Tax Bill	$7,516 (2025)
Deeds & Mortgages	Dec 2020 Sale Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 70.-3-99`

Property Details

APN / Parcel Number

Primary APN	`422800 70.-3-99`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,332 sqft Living Area
1st Floor Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	391 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	180 PADDOCK CIR
City	SCHENECTADY
State	NY
Zip	12306-2561
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PRD
Legal Subdivision	HELDERBERG MEADOWS CONDOMINIUMS INC
Legal Block	3
Legal Lot Number	99.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1034
Census Tract	33002

Owner

Source: Schenectady County and Rotterdam Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	180 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2020	Warranty Deed, Transfer OTHER
Jan 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CAPITAL COMMUNICATIONS FCU
Jan 3, 2020	Loan Modification, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on Record
Deed Sale	Dec 16, 2020 · Amount on Record
Prior Sale	Dec 3, 2015 · Amount on Record
Deed Document Number	202040076
Deed Book / Page	2048 / 122
Prior Transfer Date	Jan 3, 2020
Prior Transfer Doc	0000001132
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 16, 2020
Property Address	180 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000040076
Instrument Date	Dec 10, 2020
Instrument	40076
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$896.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	598 DUANESBURG RD ROTTERDAM NY 123061028, ROTTERDAM, NY 12306-1028

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 10, 2020
Property Address	180 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000001132
Book / Page	2028 / 207
Instrument Date	Jan 3, 2020
Instrument	202001132
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 PADDOCK CIR, SCHENECTADY, NY 12306-2561

Mortgage

Document Number	0000001134
Date	Jan 10, 2020
Instrument	202001134

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.75%
Index	1-Year CMT
Margin	3
Max Rate	8.75%

Mortgage

Document Number	0000001137
Date	Jan 10, 2020
Book Page	4965/734
Instrument	202001137

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4.75%
Index	1-Year CMT
Margin	3
Max Rate	8.75%

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	180 PADDOCK CIR, SCHENECTADY, NY 12306-2561
Document Number	0000001137
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 PADDOCK CIR SCHENECTADY NY 123062561, SCHENECTADY, NY 12306-2561

Mortgage

Document Number	0000001137
Date	Jan 10, 2020
Book Page	004965/000734
Instrument	1137

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,516.00	$200,500 (-) Land $5,000 Building $195,500	$308,500 (+16.94%) Land $7,693 Building $300,807
2023		$200,500 Land $5,000 Building $195,500	$263,800 Land $6,579 Building $257,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Verizon.

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