Oceana County property record for 184 N Lighthouse Dr, Mears, MI 49436
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.35 acres (102,795 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,997 (2025) |
| Deeds & Mortgages | Mar 2020 Sale May 2019 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-460-017-00 |
| Primary APN | 006-460-017-00 |
|---|
| Lot Area | 102,795 sqft (2.35 acres) |
|---|
| Street Address | 184 N LIGHTHOUSE DR |
|---|---|
| City | MEARS |
| State | MI |
| Zip | 49436-9661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIGHTHOUSE PLAT LOT 17. 184 N LIGHTHOUSE DR WD L2016P22570 WD854483 |
| Legal Subdivision | LIGHTHOUSE PLAT |
| Legal Lot Number | 17 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | GOLDEN |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 11000 |
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 667 MARBURY DR SE, ADA, MI 49301-7803 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2020 | Warranty Deed, Transfer OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC |
| May 22, 2019 | Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 21, 2016 |
| Transfer Doc | 2016/022570 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OCEANA MI |
| Recording Date | Mar 20, 2020 |
| Property Address | 184 N LIGHTHOUSE DR, MEARS, MI 49436-9661 |
| Document Number | 2020/4817 |
| Book / Page | 2020 / 4817 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 202000001298 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 184 N LIGHTHOUSE DR, 184, MEARS, MI 49436-9661 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 667 MARBURY DR SE, ADA, MI 49301-7803 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 184 N LIGHTHOUSE DR, MEARS, MI 49436-9661 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/008580 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 2019/008580 |
| Instrument | 201900003042 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Golden Township |
| Unified School District | Hart Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,600 (+0.76%) Land $264,600 | $529,200 (+0.76%) Land $529,200 | |
| 2025 | $7,997.00 (+1.7%) Homeowner's exemption | $262,600 (+49.71%) Land $262,600 | $525,200 (+49.71%) Land $525,200 |
| 2024 | $7,863.00 (+10.97%) | ||
| 2023 | $175,400 Land $175,400 | $350,800 (-) Land $350,800 | |
| 2022 | $7,086.00 | $350,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1986–1997) |
| Most Recent Claim | Sep 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
5G and 4G LTE (outdoors only)
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